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Arkansas USDA Home Loan

The USDA Home Loan Program offers 100% home financing for those who meet certain income and credit requirements and are financing properties in USDA designated areas. Use the map and tables below to determine your eligibility. Use the contact form to the right to request additional information.

Arkansas USDA Home Loan Location Eligibility

The Arkansas USDA Home Loan Program restricts the location of eligible properties. The dark orange areas of the map indicate ineligible locations. The table indicates counties that contain ineligible properties. -

  arkansas-usda-home-loans

Benton Crittenden Garland Miller Saline Washington
Craighead Faulkner Jefferson Pulaski Sebastian
-*If you see your county listed, you may still be eligible. To request additional information, use the contact form on the side of the page. - - - - -

Step 1 - Calculate your qualifying income based on the USDA income guidelines.

Adjusted Gross Income Calculator

STEP 1 - Determine your Income
What is the combined gross annual income of all applicants?
STEP 2 - Determine your Deductions
How many children under the age of 18 live in the home?
How many disabled or handicapped individuals who are not the applicant or co-applicant live in the home?
How many full time students 18 years of age or older live in the home?
How many people 62 years of age or older live in the home?
What are the documentable medical expenses for family members 62 years of age or older living in the home?
What are the documentable childcare expenses for children 12 years of age or older living in the home?
  
Your Household's Adjusted Gross Income

 

Step 2 - Refer to the table below to see if your income falls within the UDSA guidelines.

Arkansas USDA Home Loan Income Eligibility

The Arkansas USDA Home Loan Program has income eligibility restrictions. Below are the maximum income limits for USDA Home Loans. Find the area in which you would like to purchase a home. Maximum allowable incomes depend on whether you have a 1-4 or 5-8 person household. The USDA allows certain deductions to help you qualify. View The USDA Home Loan Applicant Eligibility Page to determine your adjusted income. Or, use the contact form to the right to request additional information. 

 

Location 1 to 4 5 to 8   Location 1 to 4 5 to 8   Location 1 to 4 5 to 8
Fayetteville-Springdale-Rogers, AR $73,600 $97,150 Columbia County, AR $73,600 $97,150 Monroe County, AR $73,600 $97,150
Fort Smith, AR-OK $73,600 $97,150 Conway County, AR $73,600 $97,150 Montgomery County, AR $73,600 $97,150
Franklin County, AR $73,600 $97,150 Cross County, AR $73,600 $97,150 Nevada County, AR $73,600 $97,150
Hot Springs, AR $73,600 $97,150 Dallas County, AR $73,600 $97,150 Newton County, AR $73,600 $97,150
Jonesboro, AR $73,600 $97,150 Desha County, AR $73,600 $97,150 Ouachita County, AR $73,600 $97,150
Poinsett County, AR $73,600 $97,150 Drew County, AR $73,600 $97,150 Phillips County, AR $73,600 $97,150
Little Rock-North Little Rock-Conway, AR $73,600 $97,150 Fulton County, AR $73,600 $97,150 Pike County, AR $73,600 $97,150
Grant County, AR $73,600 $97,150 Greene County, AR $73,600 $97,150 Polk County, AR $73,600 $97,150
Memphis, TN-MS-AR $73,600 $97,150 Hempstead County, AR $73,600 $97,150 Pope County, AR $73,600 $97,150
Pine Bluff, AR $73,600 $97,150 Hot Spring County, AR $73,600 $97,150 Prairie County, AR $73,600 $97,150
Texarkana, TX-Texarkana, AR $73,600 $97,150 Howard County, AR $73,600 $97,150 Randolph County, AR $73,600 $97,150
Arkansas County, AR $73,600 $97,150 Independence County, AR $73,600 $97,150 St. Francis County, AR $73,600 $97,150
Ashley County, AR $73,600 $97,150 Izard County, AR $73,600 $97,150 Scott County, AR $73,600 $97,150
Baxter County, AR $73,600 $97,150 Jackson County, AR $73,600 $97,150 Searcy County, AR $73,600 $97,150
Boone County, AR $73,600 $97,150 Johnson County, AR $73,600 $97,150 Sevier County, AR $73,600 $97,150
Bradley County, AR $73,600 $97,150 Lafayette County, AR $73,600 $97,150 Sharp County, AR $73,600 $97,150
Calhoun County, AR $73,600 $97,150 Lawrence County, AR $73,600 $97,150 Stone County, AR $73,600 $97,150
Carroll County, AR $73,600 $97,150 Lee County, AR $73,600 $97,150 Union County, AR $73,600 $97,150
Chicot County, AR $73,600 $97,150 Little River County, AR $73,600 $97,150 Van Buren County, AR $73,600 $97,150
Clark County, AR $73,600 $97,150 Logan County, AR $73,600 $97,150 White County, AR $73,600 $97,150
Clay County, AR $73,600 $97,150 Marion County, AR $73,600 $97,150 Woodruff County, AR $73,600 $97,150
Cleburne County, AR $73,600 $97,150 Mississippi County, AR $73,600 $97,150 Yell County, AR $73,600 $97,150

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