Arkansas USDA Home Loan
The USDA Home Loan Program offers 100% home financing for those who meet certain income and credit requirements and are financing properties in USDA designated areas. Use the map and tables below to determine your eligibility. Use the contact form to the right to request additional information.
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Arkansas USDA Home Loan Location Eligibility
The Arkansas USDA Home Loan Program restricts the location of eligible properties. The dark orange areas of the map indicate ineligible locations. The table indicates counties that contain ineligible properties.
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Arkansas USDA Home Loan Eligibility
Counties with Ineligible Properties*
| Benton | Crittenden | Garland | Miller | Saline | Washington | |||||
| Craighead | Faulkner | Jefferson | Pulaski | Sebastian |
-*If you see your county listed, you may still be eligible. To request additional information, use the contact form on the side of the page.
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Arkansas USDA Home Loan Income Eligibility
The Arkansas USDA Home Loan Program has income eligibility restrictions. Below are the maximum income limits for USDA Home Loans. Find the area in which you would like to purchase a home. Maximum allowable incomes depend on whether you have a 1-4 or 5-8 person household.
The USDA allows certain deductions to help you qualify. View The USDA Home Loan Applicant Eligibility Page to determine your adjusted income. Or, use the contact form to the right to request additional information.
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| Location | 1 to 4 | 5 to 8 | Location | 1 to 4 | 5 to 8 | Location | 1 to 4 | 5 to 8 | ||
| Fayetteville-Springdale-Rogers, AR | $73,600 | $97,150 | Columbia County, AR | $73,600 | $97,150 | Monroe County, AR | $73,600 | $97,150 | ||
| Fort Smith, AR-OK | $73,600 | $97,150 | Conway County, AR | $73,600 | $97,150 | Montgomery County, AR | $73,600 | $97,150 | ||
| Franklin County, AR | $73,600 | $97,150 | Cross County, AR | $73,600 | $97,150 | Nevada County, AR | $73,600 | $97,150 | ||
| Hot Springs, AR | $73,600 | $97,150 | Dallas County, AR | $73,600 | $97,150 | Newton County, AR | $73,600 | $97,150 | ||
| Jonesboro, AR | $73,600 | $97,150 | Desha County, AR | $73,600 | $97,150 | Ouachita County, AR | $73,600 | $97,150 | ||
| Poinsett County, AR | $73,600 | $97,150 | Drew County, AR | $73,600 | $97,150 | Phillips County, AR | $73,600 | $97,150 | ||
| Little Rock-North Little Rock-Conway, AR | $73,600 | $97,150 | Fulton County, AR | $73,600 | $97,150 | Pike County, AR | $73,600 | $97,150 | ||
| Grant County, AR | $73,600 | $97,150 | Greene County, AR | $73,600 | $97,150 | Polk County, AR | $73,600 | $97,150 | ||
| Memphis, TN-MS-AR | $73,600 | $97,150 | Hempstead County, AR | $73,600 | $97,150 | Pope County, AR | $73,600 | $97,150 | ||
| Pine Bluff, AR | $73,600 | $97,150 | Hot Spring County, AR | $73,600 | $97,150 | Prairie County, AR | $73,600 | $97,150 | ||
| Texarkana, TX-Texarkana, AR | $73,600 | $97,150 | Howard County, AR | $73,600 | $97,150 | Randolph County, AR | $73,600 | $97,150 | ||
| Arkansas County, AR | $73,600 | $97,150 | Independence County, AR | $73,600 | $97,150 | St. Francis County, AR | $73,600 | $97,150 | ||
| Ashley County, AR | $73,600 | $97,150 | Izard County, AR | $73,600 | $97,150 | Scott County, AR | $73,600 | $97,150 | ||
| Baxter County, AR | $73,600 | $97,150 | Jackson County, AR | $73,600 | $97,150 | Searcy County, AR | $73,600 | $97,150 | ||
| Boone County, AR | $73,600 | $97,150 | Johnson County, AR | $73,600 | $97,150 | Sevier County, AR | $73,600 | $97,150 | ||
| Bradley County, AR | $73,600 | $97,150 | Lafayette County, AR | $73,600 | $97,150 | Sharp County, AR | $73,600 | $97,150 | ||
| Calhoun County, AR | $73,600 | $97,150 | Lawrence County, AR | $73,600 | $97,150 | Stone County, AR | $73,600 | $97,150 | ||
| Carroll County, AR | $73,600 | $97,150 | Lee County, AR | $73,600 | $97,150 | Union County, AR | $73,600 | $97,150 | ||
| Chicot County, AR | $73,600 | $97,150 | Little River County, AR | $73,600 | $97,150 | Van Buren County, AR | $73,600 | $97,150 | ||
| Clark County, AR | $73,600 | $97,150 | Logan County, AR | $73,600 | $97,150 | White County, AR | $73,600 | $97,150 | ||
| Clay County, AR | $73,600 | $97,150 | Marion County, AR | $73,600 | $97,150 | Woodruff County, AR | $73,600 | $97,150 | ||
| Cleburne County, AR | $73,600 | $97,150 | Mississippi County, AR | $73,600 | $97,150 | Yell County, AR | $73,600 | $97,150 |
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