Colorado USDA Home Loan

The USDA Home Loan Program offers 100% home financing for those who meet certain income and credit requirements and are financing properties in USDA designated areas. Use the map and tables below to determine your eligibility. Use the contact form to the right to request additional information. 

Colorado USDA Home Loan Location Eligibility

The Colorado USDA Home Loan Program restricts the location of eligible properties. The dark orange areas of the map indicate ineligible locations. The table indicates counties that contain ineligible properties. - 

 colorado-usda-home-loans

Adams Boulder El Paso Larimer Pueblo Weld
Arapahoe Douglas Jefferson Mesa
-*If you see your county listed, you may still be eligible. To request additional information, use the contact form on the side of the page. - - - - -

Step 1 - Calculate your qualifying income based on the USDA income guidelines.

Adjusted Gross Income Calculator

STEP 1 - Determine your Income
What is the combined gross annual income of all applicants?
STEP 2 - Determine your Deductions
How many children under the age of 18 live in the home?
How many disabled or handicapped individuals who are not the applicant or co-applicant live in the home?
How many full time students 18 years of age or older live in the home?
How many people 62 years of age or older live in the home?
What are the documentable medical expenses for family members 62 years of age or older living in the home?
What are the documentable childcare expenses for children 12 years of age or older living in the home?
  
Your Household's Adjusted Gross Income

 

Step 2 - Refer to the table below to see if your income falls within the UDSA guidelines.

Colorado USDA Home Loan Income Eligibility

The Colorado USDA Home Loan Program has income eligibility restrictions. Below are the maximum income limits for USDA Home Loans. Find the area in which you would like to purchase a home. Maximum allowable incomes depend on whether you have a 1-4 or 5-8 person household. The USDA allows certain deductions to help you qualify. View The USDA Home Loan Applicant Eligibility Page to determine your adjusted income. Or, use the contact form to the right to request additional information.

 

Location 1 to 4 5 to 8 · Location 1 to 4 5 to 8 · Location 1 to 4 5 to 8
Boulder, CO $92,000 $121,450 Custer County, CO $73,600 $97,150 Moffat County, CO $73,600 $97,150
Colorado Springs, CO $81,450 $107,500 Delta County, CO $73,600 $97,150 Montezuma County, CO $73,600 $97,150
Teller County, CO $83,400 $110,100 Dolores County, CO $73,600 $97,150 Montrose County, CO $73,600 $97,150
Denver-Aurora, CO $87,400 $115,350 Eagle County, CO $92,000 $121,450 Morgan County, CO $73,600 $97,150
Elbert County, CO $92,000 $121,450 Fremont County, CO $73,600 $97,150 Otero County, CO $73,600 $97,150
Gilpin County, CO $92,000 $121,450 Garfield County, CO $82,100 $108,350 Ouray County, CO $73,600 $97,150
Fort Collins-Loveland, CO $86,450 $114,100 Grand County, CO $80,700 $106,500 Phillips County, CO $73,600 $97,150
Grand Junction, CO $73,600 $97,150 Gunnison County, CO $76,050 $100,400 Pitkin County, CO $94,750 $125,050
Greeley, CO $73,950 $97,600 Hinsdale County, CO $73,600 $97,150 Prowers County, CO $73,600 $97,150
Pueblo, CO $73,600 $97,150 Huerfano County, CO $73,600 $97,150 Rio Blanco County, CO $73,600 $97,150
Alamosa County, CO $73,600 $97,150 Jackson County, CO $73,600 $97,150 Rio Grande County, CO $73,600 $97,150
Archuleta County, CO $73,600 $97,150 Kiowa County, CO $73,600 $97,150 Routt County, CO $92,000 $121,450
Baca County, CO $73,600 $97,150 Kit Carson County, CO $73,600 $97,150 Saguache County, CO $73,600 $97,150
Bent County, CO $73,600 $97,150 Lake County, CO $73,600 $97,150 San Juan County, CO $73,600 $97,150
Chaffee County, CO $73,600 $97,150 La Plata County, CO $76,100 $100,450 San Miguel County, CO $88,350 $116,600
Cheyenne County, CO $73,600 $97,150 Las Animas County, CO $73,600 $97,150 Sedgwick County, CO $73,600 $97,150
Conejos County, CO $73,600 $97,150 Lincoln County, CO $73,600 $97,150 Summit County, CO $92,000 $121,450
Costilla County, CO $73,600 $97,150 Logan County, CO $73,600 $97,150 Washington County, CO $73,600 $97,150
Crowley County, CO $73,600 $97,150 Mineral County, CO $73,600 $97,150 Yuma County, CO $73,600 $97,150
-

usda-logos1