Colorado USDA Home Loan
The USDA Home Loan Program offers 100% home financing for those who meet certain income and credit requirements and are financing properties in USDA designated areas. Use the map and tables below to determine your eligibility. Use the contact form to the right to request additional information.
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Colorado USDA Home Loan Location Eligibility
The Colorado USDA Home Loan Program restricts the location of eligible properties. The dark orange areas of the map indicate ineligible locations. The table indicates counties that contain ineligible properties.
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Colorado USDA Home Loan Eligibility
Counties with Ineligible Properties*
| Adams | Boulder | El Paso | Larimer | Pueblo | Weld | |||||
| Arapahoe | Douglas | Jefferson | Mesa |
-*If you see your county listed, you may still be eligible. To request additional information, use the contact form on the side of the page.
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Colorado USDA Home Loan Income Eligibility
The Colorado USDA Home Loan Program has income eligibility restrictions. Below are the maximum income limits for USDA Home Loans. Find the area in which you would like to purchase a home. Maximum allowable incomes depend on whether you have a 1-4 or 5-8 person household.
The USDA allows certain deductions to help you qualify. View The USDA Home Loan Applicant Eligibility Page to determine your adjusted income. Or, use the contact form to the right to request additional information.
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| Location | 1 to 4 | 5 to 8 | Location | 1 to 4 | 5 to 8 | Location | 1 to 4 | 5 to 8 | ||
| Boulder, CO | $92,000 | $121,450 | Custer County, CO | $73,600 | $97,150 | Moffat County, CO | $73,600 | $97,150 | ||
| Colorado Springs, CO | $81,450 | $107,500 | Delta County, CO | $73,600 | $97,150 | Montezuma County, CO | $73,600 | $97,150 | ||
| Teller County, CO | $83,400 | $110,100 | Dolores County, CO | $73,600 | $97,150 | Montrose County, CO | $73,600 | $97,150 | ||
| Denver-Aurora, CO | $87,400 | $115,350 | Eagle County, CO | $92,000 | $121,450 | Morgan County, CO | $73,600 | $97,150 | ||
| Elbert County, CO | $92,000 | $121,450 | Fremont County, CO | $73,600 | $97,150 | Otero County, CO | $73,600 | $97,150 | ||
| Gilpin County, CO | $92,000 | $121,450 | Garfield County, CO | $82,100 | $108,350 | Ouray County, CO | $73,600 | $97,150 | ||
| Fort Collins-Loveland, CO | $86,450 | $114,100 | Grand County, CO | $80,700 | $106,500 | Phillips County, CO | $73,600 | $97,150 | ||
| Grand Junction, CO | $73,600 | $97,150 | Gunnison County, CO | $76,050 | $100,400 | Pitkin County, CO | $94,750 | $125,050 | ||
| Greeley, CO | $73,950 | $97,600 | Hinsdale County, CO | $73,600 | $97,150 | Prowers County, CO | $73,600 | $97,150 | ||
| Pueblo, CO | $73,600 | $97,150 | Huerfano County, CO | $73,600 | $97,150 | Rio Blanco County, CO | $73,600 | $97,150 | ||
| Alamosa County, CO | $73,600 | $97,150 | Jackson County, CO | $73,600 | $97,150 | Rio Grande County, CO | $73,600 | $97,150 | ||
| Archuleta County, CO | $73,600 | $97,150 | Kiowa County, CO | $73,600 | $97,150 | Routt County, CO | $92,000 | $121,450 | ||
| Baca County, CO | $73,600 | $97,150 | Kit Carson County, CO | $73,600 | $97,150 | Saguache County, CO | $73,600 | $97,150 | ||
| Bent County, CO | $73,600 | $97,150 | Lake County, CO | $73,600 | $97,150 | San Juan County, CO | $73,600 | $97,150 | ||
| Chaffee County, CO | $73,600 | $97,150 | La Plata County, CO | $76,100 | $100,450 | San Miguel County, CO | $88,350 | $116,600 | ||
| Cheyenne County, CO | $73,600 | $97,150 | Las Animas County, CO | $73,600 | $97,150 | Sedgwick County, CO | $73,600 | $97,150 | ||
| Conejos County, CO | $73,600 | $97,150 | Lincoln County, CO | $73,600 | $97,150 | Summit County, CO | $92,000 | $121,450 | ||
| Costilla County, CO | $73,600 | $97,150 | Logan County, CO | $73,600 | $97,150 | Washington County, CO | $73,600 | $97,150 | ||
| Crowley County, CO | $73,600 | $97,150 | Mineral County, CO | $73,600 | $97,150 | Yuma County, CO | $73,600 | $97,150 |
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