USDA Home Loan Eligibility

The USDA Home Loan program is the best option for those looking for a fixed rate, no money down mortgage with no mortgage insurance.

However, the USDA has restrictions on applicants’ eligibility; most notably, income and location requirements.  Use the resources below to see if you might qualify for the USDA Home loan.

To get answers for a specific question, or to begin the application process, use the contact form to the right.

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Income Eligibility Calculator (new)

Income Requirement Details
Income Requirements by Location
General Eligibility Requirements
Credit Requirements
Guidelines Provided by the USDA

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