Georgia USDA Home Loan

The USDA Home Loan Program offers 100% home financing for those who meet certain income and credit requirements and are financing properties in USDA designated areas. Use the map and tables below to determine your eligibility. Use the contact form to the right to request additional information.
Georgia USDA Home Loan Location Eligibility

The Georgia USDA Home Loan Program restricts the location of eligible properties. The dark orange areas of the map indicate ineligible locations. The table indicates counties that contain ineligible properties.

 georgia-usda-home-loans

Baldwin Chatham Dade Glynn Liberty Richmond
Barrow Chattahoochee DeKalb Gwinnett Long Rockdale
Bartow Cherokee Dougherty Hall Lowndes Spalding
Bibb Clarke Douglas Henry Madison Thomas
Bulloch Clayton Fayette Houston Muscogee Troup
Camden Cobb Floyd Jones Newton Walker
Carroll Columbia Forsyth Laurens Oconee Walton
Catoosa Coweta Fulton Lee Paulding Whitfiel
*If you see your county listed, you may still be eligible. To request additional information, use the contact form on the side of the page. - - -

Step 1 - Calculate your qualifying income based on the USDA income guidelines.

Adjusted Gross Income Calculator

STEP 1 - Determine your Income
What is the combined gross annual income of all applicants?
STEP 2 - Determine your Deductions
How many children under the age of 18 live in the home?
How many disabled or handicapped individuals who are not the applicant or co-applicant live in the home?
How many full time students 18 years of age or older live in the home?
How many people 62 years of age or older live in the home?
What are the documentable medical expenses for family members 62 years of age or older living in the home?
What are the documentable childcare expenses for children 12 years of age or older living in the home?
  
Your Household's Adjusted Gross Income

 

Step 2 - Refer to the table below to see if your income falls within the UDSA guidelines.

Georgia USDA Home Loan Income Eligibility

The Georgia USDA Home Loan Program has income eligibility restrictions. Below are the maximum income limits for USDA Home Loans. Find the area in which you would like to purchase a home. Maximum allowable incomes depend on whether you have a 1-4 or 5-8 person household. The USDA allows certain deductions to help you qualify. View The USDA Home Loan Applicant Eligibility Page to determine your adjusted income. Or, use the contact form to the right to request additional information. 

 

Location 1 to 4 5 to 8 · Location 1 to 4 5 to 8   Location 1 to 4 5 to 8
Albany, GA $73,600 $97,150 Clinch County, GA $73,600 $97,150 Pierce County, GA $73,600 $97,150
Athens-Clarke County, GA $73,600 $97,150 Coffee County, GA $73,600 $97,150 Polk County, GA $73,600 $97,150
Atlanta-Sandy Springs-Marietta, GA $82,450 $108,850 Colquitt County, GA $73,600 $97,150 Pulaski County, GA $73,600 $97,150
Butts County, GA $73,600 $97,150 Cook County, GA $73,600 $97,150 Putnam County, GA $73,600 $97,150
Haralson County, GA $73,600 $97,150 Crisp County, GA $73,600 $97,150 Quitman County, GA $73,600 $97,150
Lamar County, GA $73,600 $97,150 Decatur County, GA $73,600 $97,150 Rabun County, GA $73,600 $97,150
Meriwether County, GA $73,600 $97,150 Dodge County, GA $73,600 $97,150 Randolph County, GA $73,600 $97,150
Augusta-Richmond County, GA-SC $73,600 $97,150 Dooly County, GA $73,600 $97,150 Schley County, GA $73,600 $97,150
Brunswick, GA $73,600 $97,150 Early County, GA $73,600 $97,150 Screven County, GA $73,600 $97,150
Chattanooga, TN-GA $73,600 $97,150 Elbert County, GA $73,600 $97,150 Seminole County, GA $73,600 $97,150
Columbus, GA-AL $73,600 $97,150 Emanuel County, GA $73,600 $97,150 Stephens County, GA $73,600 $97,150
Dalton, GA $73,600 $97,150 Evans County, GA $73,600 $97,150 Stewart County, GA $73,600 $97,150
Murray County, GA $73,600 $97,150 Fannin County, GA $73,600 $97,150 Sumter County, GA $73,600 $97,150
Gainesville, GA $73,600 $97,150 Franklin County, GA $73,600 $97,150 Talbot County, GA $73,600 $97,150
Hinesville-Fort Stewart, GA $73,600 $97,150 Gilmer County, GA $73,600 $97,150 Taliaferro County, GA $73,600 $97,150
Long County, GA $73,600 $97,150 Glascock County, GA $73,600 $97,150 Tattnall County, GA $73,600 $97,150
Macon, GA $73,600 $97,150 Gordon County, GA $73,600 $97,150 Taylor County, GA $73,600 $97,150
Monroe County, GA $73,600 $97,150 Grady County, GA $73,600 $97,150 Telfair County, GA $73,600 $97,150
Rome, GA $73,600 $97,150 Greene County, GA $73,600 $97,150 Thomas County, GA $73,600 $97,150
Savannah, GA $73,600 $97,150 Habersham County, GA $73,600 $97,150 Tift County, GA $73,600 $97,150
Valdosta, GA $73,600 $97,150 Hancock County, GA $73,600 $97,150 Toombs County, GA $73,600 $97,150
Warner Robins, GA $75,550 $99,750 Hart County, GA $73,600 $97,150 Towns County, GA $73,600 $97,150
Appling County, GA $73,600 $97,150 Irwin County, GA $73,600 $97,150 Treutlen County, GA $73,600 $97,150
Atkinson County, GA $73,600 $97,150 Jackson County, GA $73,600 $97,150 Troup County, GA $73,600 $97,150
Bacon County, GA $73,600 $97,150 Jeff Davis County, GA $73,600 $97,150 Turner County, GA $73,600 $97,150
Baldwin County, GA $73,600 $97,150 Jefferson County, GA $73,600 $97,150 Union County, GA $73,600 $97,150
Banks County, GA $73,600 $97,150 Jenkins County, GA $73,600 $97,150 Upson County, GA $73,600 $97,150
Ben Hill County, GA $73,600 $97,150 Johnson County, GA $73,600 $97,150 Ware County, GA $73,600 $97,150
Berrien County, GA $73,600 $97,150 Laurens County, GA $73,600 $97,150 Warren County, GA $73,600 $97,150
Bleckley County, GA $73,600 $97,150 Lincoln County, GA $73,600 $97,150 Washington County, GA $73,600 $97,150
Bulloch County, GA $73,600 $97,150 Lumpkin County, GA $73,600 $97,150 Wayne County, GA $73,600 $97,150
Calhoun County, GA $73,600 $97,150 Macon County, GA $73,600 $97,150 Webster County, GA $73,600 $97,150
Camden County, GA $73,600 $97,150 Miller County, GA $73,600 $97,150 Wheeler County, GA $73,600 $97,150
Candler County, GA $73,600 $97,150 Mitchell County, GA $73,600 $97,150 White County, GA $73,600 $97,150
Charlton County, GA $73,600 $97,150 Montgomery County, GA $73,600 $97,150 Wilcox County, GA $73,600 $97,150
Chattooga County, GA $73,600 $97,150 Morgan County, GA $73,600 $97,150 Wilkes County, GA $73,600 $97,150
Clay County, GA $73,600 $97,150 Peach County, GA $73,600 $97,150 Wilkinson County, GA $73,600 $97,150

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USDA