Idaho USDA Home Loan
The USDA Home Loan Program offers 100% home financing for those who meet certain income and credit requirements and are financing properties in USDA designated areas. Use the map and tables below to determine your eligibility. Use the contact form to the right to request additional information.
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Idaho USDA Home Loan Location Eligibility
The Idaho USDA Home Loan Program restricts the location of eligible properties. The dark orange areas of the map indicate ineligible locations. The table indicates counties that contain ineligible properties.
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Idaho USDA Home Loan Eligibility
Counties with Ineligible Properties*
| Ada | Bonneville | Canyon | Kootenai | Nez Perce | Twin Falls | |||||
| Bannock |
-*If you see your county listed, you may still be eligible. To request additional information, use the contact form on the side of the page.
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Idaho USDA Home Loan Income Eligibility
The Idaho USDA Home Loan Program has income eligibility restrictions. Below are the maximum income limits for USDA Home Loans. Find the area in which you would like to purchase a home. Maximum allowable incomes depend on whether you have a 1-4 or 5-8 person household.
The USDA allows certain deductions to help you qualify. View The USDA Home Loan Applicant Eligibility Page to determine your adjusted income. Or, use the contact form to the right to request additional information.
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| Location | 1 to 4 | 5 to 8 | Location | 1 to 4 | 5 to 8 | Location | 1 to 4 | 5 to 8 | ||
| Boise City-Nampa, ID | $73,600 | $97,150 | Boundary County, ID | $73,600 | $97,150 | Latah County, ID | $73,600 | $97,150 | ||
| Gem County, ID | $73,600 | $97,150 | Butte County, ID | $73,600 | $97,150 | Lemhi County, ID | $73,600 | $97,150 | ||
| Coeur d’Alene, ID | $73,600 | $97,150 | Camas County, ID | $73,600 | $97,150 | Lewis County, ID | $73,600 | $97,150 | ||
| Idaho Falls, ID | $73,600 | $97,150 | Caribou County, ID | $73,600 | $97,150 | Lincoln County, ID | $73,600 | $97,150 | ||
| Lewiston, ID-WA | $73,600 | $97,150 | Cassia County, ID | $73,600 | $97,150 | Madison County, ID | $73,600 | $97,150 | ||
| Logan, UT-ID | $73,600 | $97,150 | Clark County, ID | $73,600 | $97,150 | Minidoka County, ID | $73,600 | $97,150 | ||
| Pocatello, ID | $73,600 | $97,150 | Clearwater County, ID | $73,600 | $97,150 | Oneida County, ID | $73,600 | $97,150 | ||
| Adams County, ID | $73,600 | $97,150 | Custer County, ID | $73,600 | $97,150 | Payette County, ID | $73,600 | $97,150 | ||
| Bear Lake County, ID | $73,600 | $97,150 | Elmore County, ID | $73,600 | $97,150 | Shoshone County, ID | $73,600 | $97,150 | ||
| Benewah County, ID | $73,600 | $97,150 | Fremont County, ID | $73,600 | $97,150 | Teton County, ID | $73,600 | $97,150 | ||
| Bingham County, ID | $73,600 | $97,150 | Gooding County, ID | $73,600 | $97,150 | Twin Falls County, ID | $73,600 | $97,150 | ||
| Blaine County, ID | $89,500 | $118,150 | Idaho County, ID | $73,600 | $97,150 | Valley County, ID | $73,600 | $97,150 | ||
| Bonner County, ID | $73,600 | $97,150 | Jerome County, ID | $73,600 | $97,150 |
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