Illinois USDA Home Loan

The USDA Home Loan Program offers 100% home financing for those who meet certain income and credit requirements and are financing properties in USDA designated areas. Use the map and tables below to determine your eligibility. Use the contact form to the right to request additional information.

Illinois USDA Home Loan Location Eligibility

The Illinois USDA Home Loan Program restricts the location of eligible properties. The dark orange areas of the map indicate ineligible locations. The table indicates counties that contain ineligible properties. - 

 

Adams		DeKalb		Kankakee		McHenry		Peoria		Tazewell
Boone		DuPage		Kendall		McLean		Rock Island		Vermilion
Champaign		Grundy		Knox		Macon		St. Clair		Will
Cook		Kane		Lake		Madison		Sangamon		Winnebag

*If you see your county listed, you may still be eligible. To request additional information, use the contact form on the side of the page. - - - -

Step 1 - Calculate your qualifying income based on the USDA income guidelines.

Adjusted Gross Income Calculator
STEP 1 - Determine your Income
What is the combined gross annual income of all applicants?
STEP 2 - Determine your Deductions
How many children under the age of 18 live in the home?
How many disabled or handicapped individuals who are not the applicant or co-applicant live in the home?
How many full time students 18 years of age or older live in the home?
How many people 62 years of age or older live in the home?
What are the documentable medical expenses for family members 62 years of age or older living in the home?
What are the documentable childcare expenses for children 12 years of age or older living in the home?
Your Household's Adjusted Gross Income