Indiana USDA Home Loan
The USDA Home Loan Program offers 100% home financing for those who meet certain income and credit requirements and are financing properties in USDA designated areas. Use the map and tables below to determine your eligibility. Use the contact form to the right to request additional information.
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Indiana USDA Home Loan Location Eligibility
The Indiana USDA Home Loan Program restricts the location of eligible properties. The dark orange areas of the map indicate ineligible locations. The table indicates counties that contain ineligible properties.
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Indiana USDA Home Loan Eligibility
Counties with Ineligible Properties*
| Allen | Elkhart | Hancock | Lake | Monroe | Tippecanoe | |||||
| Bartholomew | Floyd | Hendricks | LaPorte | Porter | Vanderburgh | |||||
| Boone | Grant | Howard | Madison | St. Joseph | Vigo | |||||
| Clark | Hamilton | Johnson | Marion | Shelby | Wayne | |||||
| Delaware |
*If you see your county listed, you may still be eligible. To request additional information, use the contact form on the side of the page.
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Indiana USDA Home Loan Income Eligibility
The Indiana USDA Home Loan Program has income eligibility restrictions. Below are the maximum income limits for USDA Home Loans. Find the area in which you would like to purchase a home. Maximum allowable incomes depend on whether you have a 1-4 or 5-8 person household.
The USDA allows certain deductions to help you qualify. View The USDA Home Loan Applicant Eligibility Page to determine your adjusted income. Or, use the contact form to the right to request additional information.
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| Location | 1 to 4 | 5 to 8 | Location | 1 to 4 | 5 to 8 | Location | 1 to 4 | 5 to 8 | ||
| Anderson, IN | $73,750 | $97,350 | Adams County, IN | $73,600 | $97,150 | Marshall County, IN | $73,600 | $97,150 | ||
| Bloomington, IN | $73,600 | $97,150 | Blackford County, IN | $73,600 | $97,150 | Martin County, IN | $73,600 | $97,150 | ||
| Greene County, IN | $73,600 | $97,150 | Cass County, IN | $73,600 | $97,150 | Miami County, IN | $73,600 | $97,150 | ||
| Owen County, IN | $73,600 | $97,150 | Clinton County, IN | $73,600 | $97,150 | Montgomery County, IN | $73,600 | $97,150 | ||
| Gary, IN | $74,300 | $98,100 | Crawford County, IN | $73,600 | $97,150 | Noble County, IN | $73,600 | $97,150 | ||
| Jasper County, IN | $73,600 | $97,150 | Daviess County, IN | $73,600 | $97,150 | Orange County, IN | $73,600 | $97,150 | ||
| Cincinnati-Middleton, OH-KY-IN | $79,550 | $105,000 | Decatur County, IN | $73,600 | $97,150 | Parke County, IN | $73,600 | $97,150 | ||
| Columbus, IN | $73,950 | $97,600 | DeKalb County, IN | $73,600 | $97,150 | Perry County, IN | $73,600 | $97,150 | ||
| Elkhart-Goshen, IN | $73,600 | $97,150 | Dubois County, IN | $75,200 | $99,250 | Pike County, IN | $73,600 | $97,150 | ||
| Evansville, IN-KY | $73,600 | $97,150 | Fayette County, IN | $73,600 | $97,150 | Pulaski County, IN | $73,600 | $97,150 | ||
| Gibson County, IN | $73,600 | $97,150 | Fountain County, IN | $73,600 | $97,150 | Randolph County, IN | $73,600 | $97,150 | ||
| Fort Wayne, IN | $73,600 | $97,150 | Fulton County, IN | $73,600 | $97,150 | Ripley County, IN | $73,600 | $97,150 | ||
| Indianapolis, IN | $78,350 | $103,400 | Grant County, IN | $73,600 | $97,150 | Rush County, IN | $73,600 | $97,150 | ||
| Putnam County, IN | $73,600 | $97,150 | Henry County, IN | $73,600 | $97,150 | Scott County, IN | $73,600 | $97,150 | ||
| Kokomo, IN | $73,600 | $97,150 | Huntington County, IN | $73,600 | $97,150 | Spencer County, IN | $73,600 | $97,150 | ||
| Lafayette, IN | $73,600 | $97,150 | Jackson County, IN | $73,600 | $97,150 | Starke County, IN | $73,600 | $97,150 | ||
| Carroll County, IN | $73,600 | $97,150 | Jay County, IN | $73,600 | $97,150 | Steuben County, IN | $73,600 | $97,150 | ||
| Louisville, KY-IN | $73,600 | $97,150 | Jefferson County, IN | $73,600 | $97,150 | Switzerland County, IN | $73,600 | $97,150 | ||
| Washington County, IN | $73,600 | $97,150 | Jennings County, IN | $73,600 | $97,150 | Union County, IN | $73,600 | $97,150 | ||
| Michigan City-La Porte, IN | $73,600 | $97,150 | Knox County, IN | $73,600 | $97,150 | Wabash County, IN | $73,600 | $97,150 | ||
| Muncie, IN | $73,600 | $97,150 | Kosciusko County, IN | $73,600 | $97,150 | Warren County, IN | $73,600 | $97,150 | ||
| South Bend-Mishawaka, IN | $73,600 | $97,150 | LaGrange County, IN | $73,600 | $97,150 | Wayne County, IN | $73,600 | $97,150 | ||
| Terre Haute, IN | $73,600 | $97,150 | Lawrence County, IN | $73,600 | $97,150 | White County, IN | $73,600 | $97,150 | ||
| Sullivan County, IN | $73,600 | $97,150 |
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