Indiana USDA Home Loan

The USDA Home Loan Program offers 100% home financing for those who meet certain income and credit requirements and are financing properties in USDA designated areas.  Use the map and tables below to determine your eligibility.   Use the contact form to the right to request additional information.

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Indiana USDA Home Loan Location Eligibility

The Indiana USDA Home Loan Program restricts the location of eligible properties.  The dark orange areas of the map indicate ineligible locations.  The table indicates counties that contain ineligible properties.

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Indiana USDA Home Loan Eligibility

Indiana USDA Home Loan Eligibility

Counties with Ineligible Properties*


Allen Elkhart Hancock Lake Monroe Tippecanoe
Bartholomew Floyd Hendricks LaPorte Porter Vanderburgh
Boone Grant Howard Madison St. Joseph Vigo
Clark Hamilton Johnson Marion Shelby Wayne
Delaware

*If you see your county listed, you may still be eligible.   To request additional information, use the contact form on the side of the page.

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Indiana USDA Home Loan Income Eligibility

The Indiana USDA Home Loan Program has income eligibility restrictions.  Below are the maximum income limits for USDA Home Loans.  Find the area in which you would like to purchase a home.  Maximum allowable incomes depend on whether you have a 1-4 or 5-8 person household.

The USDA allows certain deductions to help you qualify.  View The USDA Home Loan Applicant Eligibility Page to determine your adjusted income.  Or, use the contact form to the right to request additional information.

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Location 1 to 4 5 to 8 Location 1 to 4 5 to 8 Location 1 to 4 5 to 8
Anderson, IN $73,750 $97,350 Adams County, IN $73,600 $97,150 Marshall County, IN $73,600 $97,150
Bloomington, IN $73,600 $97,150 Blackford County, IN $73,600 $97,150 Martin County, IN $73,600 $97,150
Greene County, IN $73,600 $97,150 Cass County, IN $73,600 $97,150 Miami County, IN $73,600 $97,150
Owen County, IN $73,600 $97,150 Clinton County, IN $73,600 $97,150 Montgomery County, IN $73,600 $97,150
Gary, IN $74,300 $98,100 Crawford County, IN $73,600 $97,150 Noble County, IN $73,600 $97,150
Jasper County, IN $73,600 $97,150 Daviess County, IN $73,600 $97,150 Orange County, IN $73,600 $97,150
Cincinnati-Middleton, OH-KY-IN $79,550 $105,000 Decatur County, IN $73,600 $97,150 Parke County, IN $73,600 $97,150
Columbus, IN $73,950 $97,600 DeKalb County, IN $73,600 $97,150 Perry County, IN $73,600 $97,150
Elkhart-Goshen, IN $73,600 $97,150 Dubois County, IN $75,200 $99,250 Pike County, IN $73,600 $97,150
Evansville, IN-KY $73,600 $97,150 Fayette County, IN $73,600 $97,150 Pulaski County, IN $73,600 $97,150
Gibson County, IN $73,600 $97,150 Fountain County, IN $73,600 $97,150 Randolph County, IN $73,600 $97,150
Fort Wayne, IN $73,600 $97,150 Fulton County, IN $73,600 $97,150 Ripley County, IN $73,600 $97,150
Indianapolis, IN $78,350 $103,400 Grant County, IN $73,600 $97,150 Rush County, IN $73,600 $97,150
Putnam County, IN $73,600 $97,150 Henry County, IN $73,600 $97,150 Scott County, IN $73,600 $97,150
Kokomo, IN $73,600 $97,150 Huntington County, IN $73,600 $97,150 Spencer County, IN $73,600 $97,150
Lafayette, IN $73,600 $97,150 Jackson County, IN $73,600 $97,150 Starke County, IN $73,600 $97,150
Carroll County, IN $73,600 $97,150 Jay County, IN $73,600 $97,150 Steuben County, IN $73,600 $97,150
Louisville, KY-IN $73,600 $97,150 Jefferson County, IN $73,600 $97,150 Switzerland County, IN $73,600 $97,150
Washington County, IN $73,600 $97,150 Jennings County, IN $73,600 $97,150 Union County, IN $73,600 $97,150
Michigan City-La Porte, IN $73,600 $97,150 Knox County, IN $73,600 $97,150 Wabash County, IN $73,600 $97,150
Muncie, IN $73,600 $97,150 Kosciusko County, IN $73,600 $97,150 Warren County, IN $73,600 $97,150
South Bend-Mishawaka, IN $73,600 $97,150 LaGrange County, IN $73,600 $97,150 Wayne County, IN $73,600 $97,150
Terre Haute, IN $73,600 $97,150 Lawrence County, IN $73,600 $97,150 White County, IN $73,600 $97,150
Sullivan County, IN $73,600 $97,150

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