Iowa USDA Home Loan
The USDA Home Loan Program offers 100% home financing for those who meet certain income and credit requirements and are financing properties in USDA designated areas. Use the map and tables below to determine your eligibility. Use the contact form to the right to request additional information.
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Iowa USDA Home Loan Location Eligibility
The Iowa USDA Home Loan Program restricts the location of eligible properties. The dark orange areas of the map indicate ineligible locations. The table indicates counties that contain ineligible properties.
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Iowa USDA Home Loan Eligibility
Counties with Ineligible Properties*
| Black Hawk | Des Moines | Marshall | Plymouth | Scott | Warren | |||||
| Cerro Gordo | Dubuque | Mills | Polk | Story | Webster | |||||
| Clinton | Johnson | Muscatine | Pottawattamie | Wapello | Woodbury | |||||
| Dallas | Linn |
*If you see your county listed, you may still be eligible. To request additional information, use the contact form on the side of the page.
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Iowa USDA Home Loan Income Eligibility
The Iowa USDA Home Loan Program has income eligibility restrictions. Below are the maximum income limits for USDA Home Loans. Find the area in which you would like to purchase a home. Maximum allowable incomes depend on whether you have a 1-4 or 5-8 person household.
The USDA allows certain deductions to help you qualify. View The USDA Home Loan Applicant Eligibility Page to determine your adjusted income. Or, use the contact form to the right to request additional information.
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| Location | 1 to 4 | 5 to 8 | Location | 1 to 4 | 5 to 8 | Location | 1 to 4 | 5 to 8 | ||
| Ames, IA | $84,300 | $111,300 | Clay County, IA | $73,600 | $97,150 | Lyon County, IA | $73,600 | $97,150 | ||
| Cedar Rapids, IA | $77,750 | $102,650 | Clayton County, IA | $73,600 | $97,150 | Mahaska County, IA | $73,600 | $97,150 | ||
| Benton County, IA | $74,900 | $98,850 | Clinton County, IA | $73,600 | $97,150 | Marion County, IA | $75,900 | $100,200 | ||
| Jones County, IA | $73,600 | $97,150 | Crawford County, IA | $73,600 | $97,150 | Marshall County, IA | $73,600 | $97,150 | ||
| Davenport-Moline-Rock Island, IA-IL | $73,600 | $97,150 | Davis County, IA | $73,600 | $97,150 | Mitchell County, IA | $73,600 | $97,150 | ||
| Des Moines-West Des Moines, IA | $82,450 | $108,850 | Decatur County, IA | $73,600 | $97,150 | Monona County, IA | $73,600 | $97,150 | ||
| Dubuque, IA | $73,600 | $97,150 | Delaware County, IA | $73,600 | $97,150 | Monroe County, IA | $73,600 | $97,150 | ||
| Iowa City, IA | $87,400 | $115,350 | Des Moines County, IA | $73,600 | $97,150 | Montgomery County, IA | $73,600 | $97,150 | ||
| Washington County, IA | $73,600 | $97,150 | Dickinson County, IA | $73,600 | $97,150 | Muscatine County, IA | $73,600 | $97,150 | ||
| Omaha-Council Bluffs, NE-IA | $80,350 | $106,050 | Emmet County, IA | $73,600 | $97,150 | O’Brien County, IA | $73,600 | $97,150 | ||
| Sioux City, IA-NE-SD | $73,600 | $97,150 | Fayette County, IA | $73,600 | $97,150 | Osceola County, IA | $73,600 | $97,150 | ||
| Waterloo-Cedar Falls, IA | $73,600 | $97,150 | Floyd County, IA | $73,600 | $97,150 | Page County, IA | $73,600 | $97,150 | ||
| Grundy County, IA | $73,600 | $97,150 | Franklin County, IA | $73,600 | $97,150 | Palo Alto County, IA | $73,600 | $97,150 | ||
| Bremer County, IA | $74,550 | $98,400 | Fremont County, IA | $73,600 | $97,150 | Plymouth County, IA | $74,050 | $97,750 | ||
| Adair County, IA | $73,600 | $97,150 | Greene County, IA | $73,600 | $97,150 | Pocahontas County, IA | $73,600 | $97,150 | ||
| Adams County, IA | $73,600 | $97,150 | Hamilton County, IA | $73,600 | $97,150 | Poweshiek County, IA | $73,600 | $97,150 | ||
| Allamakee County, IA | $73,600 | $97,150 | Hancock County, IA | $73,600 | $97,150 | Ringgold County, IA | $73,600 | $97,150 | ||
| Appanoose County, IA | $73,600 | $97,150 | Hardin County, IA | $73,600 | $97,150 | Sac County, IA | $73,600 | $97,150 | ||
| Audubon County, IA | $73,600 | $97,150 | Henry County, IA | $73,600 | $97,150 | Shelby County, IA | $73,600 | $97,150 | ||
| Boone County, IA | $73,600 | $97,150 | Howard County, IA | $73,600 | $97,150 | Sioux County, IA | $73,600 | $97,150 | ||
| Buchanan County, IA | $73,600 | $97,150 | Humboldt County, IA | $73,600 | $97,150 | Tama County, IA | $73,600 | $97,150 | ||
| Buena Vista County, IA | $73,600 | $97,150 | Ida County, IA | $73,600 | $97,150 | Taylor County, IA | $73,600 | $97,150 | ||
| Butler County, IA | $73,600 | $97,150 | Iowa County, IA | $77,400 | $102,200 | Union County, IA | $73,600 | $97,150 | ||
| Calhoun County, IA | $73,600 | $97,150 | Jackson County, IA | $73,600 | $97,150 | Van Buren County, IA | $73,600 | $97,150 | ||
| Carroll County, IA | $73,600 | $97,150 | Jasper County, IA | $73,600 | $97,150 | Wapello County, IA | $73,600 | $97,150 | ||
| Cass County, IA | $73,600 | $97,150 | Jefferson County, IA | $73,600 | $97,150 | Wayne County, IA | $73,600 | $97,150 | ||
| Cedar County, IA | $73,600 | $97,150 | Keokuk County, IA | $73,600 | $97,150 | Webster County, IA | $73,600 | $97,150 | ||
| Cerro Gordo County, IA | $73,600 | $97,150 | Kossuth County, IA | $73,600 | $97,150 | Winnebago County, IA | $73,600 | $97,150 | ||
| Cherokee County, IA | $73,600 | $97,150 | Lee County, IA | $73,600 | $97,150 | Winneshiek County, IA | $73,600 | $97,150 | ||
| Chickasaw County, IA | $73,600 | $97,150 | Louisa County, IA | $73,600 | $97,150 | Worth County, IA | $73,600 | $97,150 | ||
| Clarke County, IA | $73,600 | $97,150 | Lucas County, IA | $73,600 | $97,150 | Wright County, IA | $73,600 | $97,150 |
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