Louisiana USDA Home Loan

The USDA Home Loan Program offers 100% home financing for those who meet certain income and credit requirements and are financing properties in USDA designated areas. Use the map and tables below to determine your eligibility. Use the contact form to the right to request additional information.

Louisiana USDA Home Loan Location Eligibility

The Louisiana USDA Home Loan Program restricts the location of eligible properties. The dark orange areas of the map indicate ineligible locations. The table indicates counties that contain ineligible properties. - 

 louisiana-usda-home-loans

Bossier East Baton Rouge Lafayette Orleans Plaquemines Terrebonne
Caddo Iberia Lincoln Ouachita Rapides St. Tammany
Calcasieu Jefferson

*If you see your county listed, you may still be eligible. To request additional information, use the contact form on the side of the page. - - -


Step 1 - Calculate your qualifying income based on the USDA income guidelines.

Adjusted Gross Income Calculator

STEP 1 - Determine your Income
What is the combined gross annual income of all applicants?
STEP 2 - Determine your Deductions
How many children under the age of 18 live in the home?
How many disabled or handicapped individuals who are not the applicant or co-applicant live in the home?
How many full time students 18 years of age or older live in the home?
How many people 62 years of age or older live in the home?
What are the documentable medical expenses for family members 62 years of age or older living in the home?
What are the documentable childcare expenses for children 12 years of age or older living in the home?
  
Your Household's Adjusted Gross Income

 

Step 2 - Refer to the table below to see if your income falls within the UDSA guidelines.

Louisiana USDA Home Loan Income Eligibility

The Louisiana USDA Home Loan Program has income eligibility restrictions. Below are the maximum income limits for USDA Home Loans. Find the area in which you would like to purchase a home. Maximum allowable incomes depend on whether you have a 1-4 or 5-8 person household. The USDA allows certain deductions to help you qualify. View The USDA Home Loan Applicant Eligibility Page to determine your adjusted income. Or, use the contact form to the right to request additional information.

 

Location 1 to 4 5 to 8 · Location 1 to 4 5 to 8 · Location 1 to 4 5 to 8
Alexandria, LA $73,600 $97,150 Caldwell Parish, LA $73,600 $97,150 Red River Parish, LA $73,600 $97,150
Baton Rouge, LA $73,600 $97,150 Catahoula Parish, LA $73,600 $97,150 Richland Parish, LA $73,600 $97,150
Iberville Parish, LA $73,600 $97,150 Claiborne Parish, LA $73,600 $97,150 Sabine Parish, LA $73,600 $97,150
Houma-Bayou Cane-Thibodaux, LA $73,600 $97,150 Concordia Parish, LA $73,600 $97,150 St. James Parish, LA $73,600 $97,150
Lafayette, LA $73,600 $97,150 East Carroll Parish, LA $73,600 $97,150 St. Landry Parish, LA $73,600 $97,150
Lake Charles, LA $73,600 $97,150 Evangeline Parish, LA $73,600 $97,150 St. Mary Parish, LA $73,600 $97,150
Monroe, LA $73,600 $97,150 Franklin Parish, LA $73,600 $97,150 Tangipahoa Parish, LA $73,600 $97,150
New Orleans-Metairie-Kenner, LA $73,600 $97,150 Iberia Parish, LA $73,600 $97,150 Tensas Parish, LA $73,600 $97,150
Shreveport-Bossier City, LA $73,600 $97,150 Jackson Parish, LA $73,600 $97,150 Vermilion Parish, LA $73,600 $97,150
Acadia Parish, LA $73,600 $97,150 Jefferson Davis Parish, LA $73,600 $97,150 Vernon Parish, LA $73,600 $97,150
Allen Parish, LA $73,600 $97,150 La Salle Parish, LA $73,600 $97,150 Washington Parish, LA $73,600 $97,150
Assumption Parish, LA $73,600 $97,150 Lincoln Parish, LA $73,600 $97,150 Webster Parish, LA $73,600 $97,150
Avoyelles Parish, LA $73,600 $97,150 Madison Parish, LA $73,600 $97,150 West Carroll Parish, LA $73,600 $97,150
Beauregard Parish, LA $73,600 $97,150 Morehouse Parish, LA $73,600 $97,150 Winn Parish, LA $73,600 $97,150
Bienville Parish, LA $73,600 $97,150 Natchitoches Parish, LA $73,600 $97,150
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USDA