Massachusetts USDA Home Loan

The USDA Home Loan Program offers 100% home financing for those who meet certain income and credit requirements and are financing properties in USDA designated areas. Use the map and tables below to determine your eligibility. Use the contact form to the right to request additional information.
Massachusetts USDA Home Loan Location Eligibility

The Massachusetts USDA Home Loan Program restricts the location of eligible properties. The dark orange areas of the map indicate ineligible locations. The table indicates counties that contain ineligible properties. -

 massachusets-usda-home-loans

Berkshire Essex Hampshire Norfolk Suffolk Worcester
Bristol Hampden Middlesex Plymouth
*If you see your county listed, you may still be eligible. To request additional information, use the contact form on the side of the page. - - - - -
Massachusetts USDA Home Loan Income Eligibility

The Massachusetts USDA Home Loan Program has income eligibility restrictions. Below are the maximum income limits for USDA Home Loans. Find the area in which you would like to purchase a home. Maximum allowable incomes depend on whether you have a 1-4 or 5-8 person household. The USDA allows certain deductions to help you qualify. View The USDA Home Loan Applicant Eligibility Page to determine your adjusted income. Or, use the contact form to the right to request additional information.

 

Location 1 to 4 5 to 8 · Location 1 to 4 5 to 8 Location 1 to 4 5 to 8
Barnstable Town, MA $91,700 $121,050 Providence-Fall River, RI-MA $84,150 $111,100 Worcester, MA $91,700 $121,050
Boston-Cambridge-Quincy, MA-NH $95,100 $125,550 Taunton-Mansfield-Norton, MA $95,100 $125,550 Eastern Worcester County, MA $95,100 $125,550
Brockton, MA $91,700 $121,050 Easton-Raynham, MA $92,000 $121,450 Fitchburg-Leominster, MA $91,700 $121,050
Lawrence, MA-NH $92,000 $121,450 New Bedford, MA $84,150 $111,100 Western Worcester County, MA $91,700 $121,050
Lowell, MA $92,000 $121,450 Springfield, MA $91,700 $121,050 Dukes County, MA $94,100 $124,200
Pittsfield, MA $91,700 $121,050 Franklin County, MA (part) $91,700 $121,050 Nantucket County, MA $112,000 $147,850
Berkshire County, MA (part) $91,700 $121,050
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USDA