Minnesota USDA Home Loan
The USDA Home Loan Program offers 100% home financing for those who meet certain income and credit requirements and are financing properties in USDA designated areas. Use the map and tables below to determine your eligibility. Use the contact form to the right to request additional information.Minnesota USDA Home Loan Location Eligibility
The Minnesota USDA Home Loan Program restricts the location of eligible properties. The dark orange areas of the map indicate ineligible locations. The table indicates counties that contain ineligible properties. -
| Anoka | Chisago | Houston | Nicollet | Ramsey | Sherburne | |||||
| Benton | Clay | Le Sueur | Olmsted | St. Louis | Stearns | |||||
| Blue Earth | Dakota | Mower | Polk | Scott | Washington | |||||
| Carver | Hennepin |
Step 1 - Calculate your qualifying income based on the USDA income guidelines.
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Adjusted Gross Income Calculator
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| STEP 1 - Determine your Income | |
| What is the combined gross annual income of all applicants? | |
| STEP 2 - Determine your Deductions | |
| How many children under the age of 18 live in the home? | |
| How many disabled or handicapped individuals who are not the applicant or co-applicant live in the home? | |
| How many full time students 18 years of age or older live in the home? | |
| How many people 62 years of age or older live in the home? | |
| What are the documentable medical expenses for family members 62 years of age or older living in the home? | |
| What are the documentable childcare expenses for children 12 years of age or older living in the home? | |
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| Your Household's Adjusted Gross Income | |
