Minnesota USDA Home Loan
The USDA Home Loan Program offers 100% home financing for those who meet certain income and credit requirements and are financing properties in USDA designated areas. Use the map and tables below to determine your eligibility. Use the contact form to the right to request additional information.
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Minnesota USDA Home Loan Location Eligibility
The Minnesota USDA Home Loan Program restricts the location of eligible properties. The dark orange areas of the map indicate ineligible locations. The table indicates counties that contain ineligible properties.
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Minnesota USDA Home Loan Eligibility
Counties with Ineligible Properties*
| Anoka | Chisago | Houston | Nicollet | Ramsey | Sherburne | |||||
| Benton | Clay | Le Sueur | Olmsted | St. Louis | Stearns | |||||
| Blue Earth | Dakota | Mower | Polk | Scott | Washington | |||||
| Carver | Hennepin |
*If you see your county listed, you may still be eligible. To request additional information, use the contact form on the side of the page.
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Minnesota USDA Home Loan Income Eligibility
The Minnesota USDA Home Loan Program has income eligibility restrictions. Below are the maximum income limits for USDA Home Loans. Find the area in which you would like to purchase a home. Maximum allowable incomes depend on whether you have a 1-4 or 5-8 person household.
The USDA allows certain deductions to help you qualify. View The USDA Home Loan Applicant Eligibility Page to determine your adjusted income. Or, use the contact form to the right to request additional information.
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| Location | 1 to 4 | 5 to 8 | Location | 1 to 4 | 5 to 8 | Location | 1 to 4 | 5 to 8 | ||
| Duluth, MN-WI | $75,750 | $100,000 | Grant County, MN | $75,750 | $100,000 | Norman County, MN | $75,750 | $100,000 | ||
| Fargo, ND-MN | $78,400 | $103,500 | Hubbard County, MN | $75,750 | $100,000 | Otter Tail County, MN | $75,750 | $100,000 | ||
| Grand Forks, ND-MN | $75,750 | $100,000 | Itasca County, MN | $75,750 | $100,000 | Pennington County, MN | $75,750 | $100,000 | ||
| La Crosse, WI-MN | $75,750 | $100,000 | Jackson County, MN | $75,750 | $100,000 | Pine County, MN | $75,750 | $100,000 | ||
| Minneapolis-St. Paul-Bloomington, MN-WI | $92,000 | $121,450 | Kanabec County, MN | $75,750 | $100,000 | Pipestone County, MN | $75,750 | $100,000 | ||
| Rochester, MN | $89,500 | $118,150 | Kandiyohi County, MN | $75,750 | $100,000 | Pope County, MN | $75,750 | $100,000 | ||
| Wabasha County, MN | $75,900 | $100,200 | Kittson County, MN | $75,750 | $100,000 | Red Lake County, MN | $75,750 | $100,000 | ||
| St. Cloud, MN | $77,050 | $101,700 | Koochiching County, MN | $75,750 | $100,000 | Redwood County, MN | $75,750 | $100,000 | ||
| Aitkin County, MN | $75,750 | $100,000 | Lac qui Parle County, MN | $75,750 | $100,000 | Renville County, MN | $75,750 | $100,000 | ||
| Becker County, MN | $75,750 | $100,000 | Lake County, MN | $75,750 | $100,000 | Rice County, MN | $80,700 | $106,500 | ||
| Beltrami County, MN | $75,750 | $100,000 | Lake of the Woods County, MN | $75,750 | $100,000 | Rock County, MN | $75,750 | $100,000 | ||
| Big Stone County, MN | $75,750 | $100,000 | Le Sueur County, MN | $79,500 | $104,950 | Roseau County, MN | $75,750 | $100,000 | ||
| Blue Earth County, MN | $75,750 | $100,000 | Lincoln County, MN | $75,750 | $100,000 | Sibley County, MN | $75,750 | $100,000 | ||
| Brown County, MN | $75,750 | $100,000 | Lyon County, MN | $75,750 | $100,000 | Steele County, MN | $78,400 | $103,500 | ||
| Cass County, MN | $75,750 | $100,000 | McLeod County, MN | $81,450 | $107,500 | Stevens County, MN | $75,750 | $100,000 | ||
| Chippewa County, MN | $75,750 | $100,000 | Mahnomen County, MN | $75,750 | $100,000 | Swift County, MN | $75,750 | $100,000 | ||
| Clearwater County, MN | $75,750 | $100,000 | Marshall County, MN | $75,750 | $100,000 | Todd County, MN | $75,750 | $100,000 | ||
| Cook County, MN | $75,750 | $100,000 | Martin County, MN | $75,750 | $100,000 | Traverse County, MN | $75,750 | $100,000 | ||
| Cottonwood County, MN | $75,750 | $100,000 | Meeker County, MN | $75,750 | $100,000 | Wadena County, MN | $75,750 | $100,000 | ||
| Crow Wing County, MN | $75,750 | $100,000 | Mille Lacs County, MN | $75,750 | $100,000 | Waseca County, MN | $75,750 | $100,000 | ||
| Douglas County, MN | $75,750 | $100,000 | Morrison County, MN | $75,750 | $100,000 | Watonwan County, MN | $75,750 | $100,000 | ||
| Faribault County, MN | $75,750 | $100,000 | Mower County, MN | $75,750 | $100,000 | Wilkin County, MN | $75,750 | $100,000 | ||
| Fillmore County, MN | $75,750 | $100,000 | Murray County, MN | $75,750 | $100,000 | Winona County, MN | $75,750 | $100,000 | ||
| Freeborn County, MN | $75,750 | $100,000 | Nicollet County, MN | $82,000 | $108,250 | Yellow Medicine County, MN | $75,750 | $100,000 | ||
| Goodhue County, MN | $81,200 | $107,200 | Nobles County, MN | $75,750 | $100,000 |
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