Mississippi USDA Home Loan
The USDA Home Loan Program offers 100% home financing for those who meet certain income and credit requirements and are financing properties in USDA designated areas. Use the map and tables below to determine your eligibility. Use the contact form to the right to request additional information.
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Mississippi USDA Home Loan Location Eligibility
The Mississippi USDA Home Loan Program restricts the location of eligible properties. The dark orange areas of the map indicate ineligible locations. The table indicates counties that contain ineligible properties.
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Mississippi USDA Home Loan Eligibility
Counties with Ineligible Properties*
| DeSoto | Hinds | Lamar | Lee | Madison | Warren | |||||
| Forrest | Jackson | Lauderdale | Lowndes | Rankin | Washington | |||||
| Harrison |
*If you see your county listed, you may still be eligible. To request additional information, use the contact form on the side of the page.
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Mississippi USDA Home Loan Income Eligibility
The Mississippi USDA Home Loan Program has income eligibility restrictions. Below are the maximum income limits for USDA Home Loans. Find the area in which you would like to purchase a home. Maximum allowable incomes depend on whether you have a 1-4 or 5-8 person household.
The USDA allows certain deductions to help you qualify. View The USDA Home Loan Applicant Eligibility Page to determine your adjusted income. Or, use the contact form to the right to request additional information.
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| Location | 1 to 4 | 5 to 8 | Location | 1 to 4 | 5 to 8 | Location | 1 to 4 | 5 to 8 | ||
| Gulfport-Biloxi, MS | $73,600 | $97,150 | Greene County, MS | $73,600 | $97,150 | Oktibbeha County, MS | $73,600 | $97,150 | ||
| Hattiesburg, MS | $73,600 | $97,150 | Grenada County, MS | $73,600 | $97,150 | Panola County, MS | $73,600 | $97,150 | ||
| Jackson, MS | $73,600 | $97,150 | Holmes County, MS | $73,600 | $97,150 | Pearl River County, MS | $73,600 | $97,150 | ||
| Simpson County, MS | $73,600 | $97,150 | Humphreys County, MS | $73,600 | $97,150 | Pike County, MS | $73,600 | $97,150 | ||
| Memphis, TN-MS-AR | $73,600 | $97,150 | Issaquena County, MS | $73,600 | $97,150 | Pontotoc County, MS | $73,600 | $97,150 | ||
| Marshall County, MS | $73,600 | $97,150 | Itawamba County, MS | $73,600 | $97,150 | Prentiss County, MS | $73,600 | $97,150 | ||
| Tate County, MS | $73,600 | $97,150 | Jasper County, MS | $73,600 | $97,150 | Quitman County, MS | $73,600 | $97,150 | ||
| Tunica County, MS | $73,600 | $97,150 | Jefferson County, MS | $73,600 | $97,150 | Scott County, MS | $73,600 | $97,150 | ||
| Pascagoula, MS | $73,600 | $97,150 | Jefferson Davis County, MS | $73,600 | $97,150 | Sharkey County, MS | $73,600 | $97,150 | ||
| Adams County, MS | $73,600 | $97,150 | Jones County, MS | $73,600 | $97,150 | Smith County, MS | $73,600 | $97,150 | ||
| Alcorn County, MS | $73,600 | $97,150 | Kemper County, MS | $73,600 | $97,150 | Sunflower County, MS | $73,600 | $97,150 | ||
| Amite County, MS | $73,600 | $97,150 | Lafayette County, MS | $73,600 | $97,150 | Tallahatchie County, MS | $73,600 | $97,150 | ||
| Attala County, MS | $73,600 | $97,150 | Lauderdale County, MS | $73,600 | $97,150 | Tippah County, MS | $73,600 | $97,150 | ||
| Benton County, MS | $73,600 | $97,150 | Lawrence County, MS | $73,600 | $97,150 | Tishomingo County, MS | $73,600 | $97,150 | ||
| Bolivar County, MS | $73,600 | $97,150 | Leake County, MS | $73,600 | $97,150 | Union County, MS | $73,600 | $97,150 | ||
| Calhoun County, MS | $73,600 | $97,150 | Lee County, MS | $73,600 | $97,150 | Walthall County, MS | $73,600 | $97,150 | ||
| Carroll County, MS | $73,600 | $97,150 | Leflore County, MS | $73,600 | $97,150 | Warren County, MS | $73,600 | $97,150 | ||
| Chickasaw County, MS | $73,600 | $97,150 | Lincoln County, MS | $73,600 | $97,150 | Washington County, MS | $73,600 | $97,150 | ||
| Choctaw County, MS | $73,600 | $97,150 | Lowndes County, MS | $73,600 | $97,150 | Wayne County, MS | $73,600 | $97,150 | ||
| Claiborne County, MS | $73,600 | $97,150 | Marion County, MS | $73,600 | $97,150 | Webster County, MS | $73,600 | $97,150 | ||
| Clarke County, MS | $73,600 | $97,150 | Monroe County, MS | $73,600 | $97,150 | Wilkinson County, MS | $73,600 | $97,150 | ||
| Clay County, MS | $73,600 | $97,150 | Montgomery County, MS | $73,600 | $97,150 | Winston County, MS | $73,600 | $97,150 | ||
| Coahoma County, MS | $73,600 | $97,150 | Neshoba County, MS | $73,600 | $97,150 | Yalobusha County, MS | $73,600 | $97,150 | ||
| Covington County, MS | $73,600 | $97,150 | Newton County, MS | $73,600 | $97,150 | Yazoo County, MS | $73,600 | $97,150 | ||
| Franklin County, MS | $73,600 | $97,150 | Noxubee County, MS | $73,600 | $97,150 |
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