Montana USDA Home Loan

The USDA Home Loan Program offers 100% home financing for those who meet certain income and credit requirements and are financing properties in USDA designated areas. Use the map and tables below to determine your eligibility. Use the contact form to the right to request additional information.
Montana USDA Home Loan Location Eligibility

The Montana USDA Home Loan Program restricts the location of eligible properties. The dark orange areas of the map indicate ineligible locations. The table indicates counties that contain ineligible properties. - 

 missouri-usda-home-loans

Cascade Gallatin Lewis and Clark Missoula Yellowstone
*If you see your county listed, you may still be eligible. To request additional information, use the contact form on the side of the page. - - - - -

Step 1 - Calculate your qualifying income based on the USDA income guidelines.

Adjusted Gross Income Calculator

STEP 1 - Determine your Income
What is the combined gross annual income of all applicants?
STEP 2 - Determine your Deductions
How many children under the age of 18 live in the home?
How many disabled or handicapped individuals who are not the applicant or co-applicant live in the home?
How many full time students 18 years of age or older live in the home?
How many people 62 years of age or older live in the home?
What are the documentable medical expenses for family members 62 years of age or older living in the home?
What are the documentable childcare expenses for children 12 years of age or older living in the home?
  
Your Household's Adjusted Gross Income

 

Step 2 - Refer to the table below to see if your income falls within the UDSA guidelines.

Montana USDA Home Loan Income Eligibility

The Montana USDA Home Loan Program has income eligibility restrictions. Below are the maximum income limits for USDA Home Loans. Find the area in which you would like to purchase a home. Maximum allowable incomes depend on whether you have a 1-4 or 5-8 person household. The USDA allows certain deductions to help you qualify. View The USDA Home Loan Applicant Eligibility Page to determine your adjusted income. Or, use the contact form to the right to request additional information.

 

Location 1 to 4 5 to 8 Location 1 to 4 5 to 8   Location 1 to 4 5 to 8
Billings, MT $73,600 $97,150 Hill County, MT $73,600 $97,150 Powell County, MT $73,600 $97,150
Great Falls, MT $73,600 $97,150 Jefferson County, MT $77,050 $101,700 Prairie County, MT $73,600 $97,150
Missoula, MT $47,500 $62,700 Judith Basin County, MT $73,600 $97,150 Ravalli County, MT $73,600 $97,150
Carter County, MT $73,600 $97,150 Lake County, MT $73,600 $97,150 Richland County, MT $73,600 $97,150
Chouteau County, MT $73,600 $97,150 Lewis and Clark County, MT $75,350 $99,450 Roosevelt County, MT $73,600 $97,150
Custer County, MT $73,600 $97,150 Liberty County, MT $73,600 $97,150 Rosebud County, MT $73,600 $97,150
Daniels County, MT $73,600 $97,150 Lincoln County, MT $73,600 $97,150 Sanders County, MT $73,600 $97,150
Dawson County, MT $73,600 $97,150 McCone County, MT $73,600 $97,150 Sheridan County, MT $73,600 $97,150
Deer Lodge County, MT $73,600 $97,150 Madison County, MT $73,600 $97,150 Silver Bow County, MT $73,600 $97,150
Fallon County, MT $73,600 $97,150 Meagher County, MT $73,600 $97,150 Stillwater County, MT $73,600 $97,150
Fergus County, MT $73,600 $97,150 Mineral County, MT $73,600 $97,150 Sweet Grass County, MT $73,600 $97,150
Flathead County, MT $73,600 $97,150 Musselshell County, MT $73,600 $97,150 Teton County, MT $73,600 $97,150
Gallatin County, MT $73,950 $97,600 Park County, MT $73,600 $97,150 Toole County, MT $73,600 $97,150
Garfield County, MT $73,600 $97,150 Petroleum County, MT $73,600 $97,150 Treasure County, MT $73,600 $97,150
Glacier County, MT $73,600 $97,150 Phillips County, MT $73,600 $97,150 Valley County, MT $73,600 $97,150
Golden Valley County, MT $73,600 $97,150 Pondera County, MT $73,600 $97,150 Wheatland County, MT $73,600 $97,150
Granite County, MT $73,600 $97,150 Powder River County, MT $73,600 $97,150 Wibaux County, MT $73,600 $97,150
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USDA