Montana USDA Home Loan
The USDA Home Loan Program offers 100% home financing for those who meet certain income and credit requirements and are financing properties in USDA designated areas. Use the map and tables below to determine your eligibility. Use the contact form to the right to request additional information.
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Montana USDA Home Loan Location Eligibility
The Montana USDA Home Loan Program restricts the location of eligible properties. The dark orange areas of the map indicate ineligible locations. The table indicates counties that contain ineligible properties.
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Montana USDA Home Loan Eligibility
Counties with Ineligible Properties*
| Cascade | Gallatin | Lewis and Clark | Missoula | Yellowstone |
*If you see your county listed, you may still be eligible. To request additional information, use the contact form on the side of the page.
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Montana USDA Home Loan Income Eligibility
The Montana USDA Home Loan Program has income eligibility restrictions. Below are the maximum income limits for USDA Home Loans. Find the area in which you would like to purchase a home. Maximum allowable incomes depend on whether you have a 1-4 or 5-8 person household.
The USDA allows certain deductions to help you qualify. View The USDA Home Loan Applicant Eligibility Page to determine your adjusted income. Or, use the contact form to the right to request additional information.
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| Location | 1 to 4 | 5 to 8 | Location | 1 to 4 | 5 to 8 | Location | 1 to 4 | 5 to 8 | ||
| Billings, MT | $73,600 | $97,150 | Hill County, MT | $73,600 | $97,150 | Powell County, MT | $73,600 | $97,150 | ||
| Great Falls, MT | $73,600 | $97,150 | Jefferson County, MT | $77,050 | $101,700 | Prairie County, MT | $73,600 | $97,150 | ||
| Missoula, MT | $47,500 | $62,700 | Judith Basin County, MT | $73,600 | $97,150 | Ravalli County, MT | $73,600 | $97,150 | ||
| Carter County, MT | $73,600 | $97,150 | Lake County, MT | $73,600 | $97,150 | Richland County, MT | $73,600 | $97,150 | ||
| Chouteau County, MT | $73,600 | $97,150 | Lewis and Clark County, MT | $75,350 | $99,450 | Roosevelt County, MT | $73,600 | $97,150 | ||
| Custer County, MT | $73,600 | $97,150 | Liberty County, MT | $73,600 | $97,150 | Rosebud County, MT | $73,600 | $97,150 | ||
| Daniels County, MT | $73,600 | $97,150 | Lincoln County, MT | $73,600 | $97,150 | Sanders County, MT | $73,600 | $97,150 | ||
| Dawson County, MT | $73,600 | $97,150 | McCone County, MT | $73,600 | $97,150 | Sheridan County, MT | $73,600 | $97,150 | ||
| Deer Lodge County, MT | $73,600 | $97,150 | Madison County, MT | $73,600 | $97,150 | Silver Bow County, MT | $73,600 | $97,150 | ||
| Fallon County, MT | $73,600 | $97,150 | Meagher County, MT | $73,600 | $97,150 | Stillwater County, MT | $73,600 | $97,150 | ||
| Fergus County, MT | $73,600 | $97,150 | Mineral County, MT | $73,600 | $97,150 | Sweet Grass County, MT | $73,600 | $97,150 | ||
| Flathead County, MT | $73,600 | $97,150 | Musselshell County, MT | $73,600 | $97,150 | Teton County, MT | $73,600 | $97,150 | ||
| Gallatin County, MT | $73,950 | $97,600 | Park County, MT | $73,600 | $97,150 | Toole County, MT | $73,600 | $97,150 | ||
| Garfield County, MT | $73,600 | $97,150 | Petroleum County, MT | $73,600 | $97,150 | Treasure County, MT | $73,600 | $97,150 | ||
| Glacier County, MT | $73,600 | $97,150 | Phillips County, MT | $73,600 | $97,150 | Valley County, MT | $73,600 | $97,150 | ||
| Golden Valley County, MT | $73,600 | $97,150 | Pondera County, MT | $73,600 | $97,150 | Wheatland County, MT | $73,600 | $97,150 | ||
| Granite County, MT | $73,600 | $97,150 | Powder River County, MT | $73,600 | $97,150 | Wibaux County, MT | $73,600 | $97,150 |
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