Nevada USDA Home Loan

The USDA Home Loan Program offers 100% home financing for those who meet certain income and credit requirements and are financing properties in USDA designated areas.  Use the map and tables below to determine your eligibility.   Use the contact form to the right to request additional information.

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Nevada USDA Home Loan Location Eligibility

The Nevada USDA Home Loan Program restricts the location of eligible properties.  The dark orange areas of the map indicate ineligible locations.  The table indicates counties that contain ineligible properties.

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Nevada USDA Home Loan Eligibility

Nevada USDA Home Loan Eligibility

Counties with Ineligible Properties*


Clark Carson City Douglas Washoe

*If you see your county listed, you may still be eligible.   To request additional information, use the contact form on the side of the page.

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Nevada USDA Home Loan Income Eligibility

The Nevada USDA Home Loan Program has income eligibility restrictions.  Below are the maximum income limits for USDA Home Loans.  Find the area in which you would like to purchase a home.  Maximum allowable incomes depend on whether you have a 1-4 or 5-8 person household.

The USDA allows certain deductions to help you qualify.  View The USDA Home Loan Applicant Eligibility Page to determine your adjusted income.  Or, use the contact form to the right to request additional information.

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Location 1 to 4 5 to 8 Location 1 to 4 5 to 8 Location 1 to 4 5 to 8
Carson City, NV $74,600 $98,450 Esmeralda County, NV $74,600 $98,450 Lyon County, NV $74,600 $98,450
Las Vegas-Paradise, NV $75,200 $99,250 Eureka County, NV $74,600 $98,450 Mineral County, NV $74,600 $98,450
Reno-Sparks, NV $80,950 $106,850 Humboldt County, NV $77,750 $102,650 Nye County, NV $74,600 $98,450
Churchill County, NV $74,600 $98,450 Lander County, NV $76,850 $101,450 Pershing County, NV $74,600 $98,450
Douglas County, NV $84,900 $112,050 Lincoln County, NV $74,600 $98,450 White Pine County, NV $74,600 $98,450
Elko County, NV $80,150 $105,800

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