New Hampshire USDA Home Loan

The USDA Home Loan Program offers 100% home financing for those who meet certain income and credit requirements and are financing properties in USDA designated areas.  Use the map and tables below to determine your eligibility.   Use the contact form to the right to request additional information.

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New Hampshire USDA Home Loan Location Eligibility

The New Hampshire USDA Home Loan Program restricts the location of eligible properties.  The dark orange areas of the map indicate ineligible locations.  The table indicates counties that contain ineligible properties.

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New Hampshire USDA Home Loan Eligibility

New Hampshire USDA Home Loan Eligibility

Counties with Ineligible Properties*


Cheshire Hillsborough Merrimack Rockingham Strafford

*If you see your county listed, you may still be eligible.   To request additional information, use the contact form on the side of the page.

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New Hampshire USDA Home Loan Income Eligibility

The New Hampshire USDA Home Loan Program has income eligibility restrictions.  Below are the maximum income limits for USDA Home Loans.  Find the area in which you would like to purchase a home.  Maximum allowable incomes depend on whether you have a 1-4 or 5-8 person household.

The USDA allows certain deductions to help you qualify.  View The USDA Home Loan Applicant Eligibility Page to determine your adjusted income.  Or, use the contact form to the right to request additional information.

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Location 1 to 4 5 to 8 Location 1 to 4 5 to 8 Location 1 to 4 5 to 8
Boston-Cambridge-Quincy, MA-NH $95,100 $125,550 Nashua, NH $92,000 $121,450 Coos County, NH $84,100 $111,000
Lawrence, MA-NH $92,000 $121,450 Hillsborough County, NH (part) $88,550 $116,900 Grafton County, NH $84,100 $111,000
Western Rockingham County, NH $92,000 $121,450 Belknap County, NH $84,100 $111,000 Merrimack County, NH $86,100 $113,650
Portsmouth-Rochester, NH $92,000 $121,450 Carroll County, NH $84,100 $111,000 Sullivan County, NH $84,100 $111,000
Manchester, NH $88,400 $116,700 Cheshire County, NH $84,100 $111,000

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