North Dakota USDA Home Loan
The USDA Home Loan Program offers 100% home financing for those who meet certain income and credit requirements and are financing properties in USDA designated areas. Use the map and tables below to determine your eligibility. Use the contact form to the right to request additional information.
-
North Dakota USDA Home Loan Location Eligibility
The North Dakota USDA Home Loan Program restricts the location of eligible properties. The dark orange areas of the map indicate ineligible locations. The table indicates counties that contain ineligible properties.
-
North Dakota USDA Home Loan Eligibility
Counties with Ineligible Properties*
| Burleigh | Cass | Grand Forks | Morton | Ward |
*If you see your county listed, you may still be eligible. To request additional information, use the contact form on the side of the page.
-
-
-
-
-
North Dakota USDA Home Loan Income Eligibility
The North Dakota USDA Home Loan Program has income eligibility restrictions. Below are the maximum income limits for USDA Home Loans. Find the area in which you would like to purchase a home. Maximum allowable incomes depend on whether you have a 1-4 or 5-8 person household.
The USDA allows certain deductions to help you qualify. View The USDA Home Loan Applicant Eligibility Page to determine your adjusted income. Or, use the contact form to the right to request additional information.
-
| Location | 1 to 4 | 5 to 8 | Location | 1 to 4 | 5 to 8 | Location | 1 to 4 | 5 to 8 | ||
| Bismarck, ND | $76,850 | $101,450 | Foster County, ND | $73,600 | $97,150 | Richland County, ND | $73,600 | $97,150 | ||
| Fargo, ND-MN | $78,400 | $103,500 | Golden Valley County, ND | $73,600 | $97,150 | Rolette County, ND | $73,600 | $97,150 | ||
| Grand Forks, ND-MN | $73,600 | $97,150 | Grant County, ND | $73,600 | $97,150 | Sargent County, ND | $73,600 | $97,150 | ||
| Adams County, ND | $73,600 | $97,150 | Griggs County, ND | $73,600 | $97,150 | Sheridan County, ND | $73,600 | $97,150 | ||
| Barnes County, ND | $73,600 | $97,150 | Hettinger County, ND | $73,600 | $97,150 | Sioux County, ND | $73,600 | $97,150 | ||
| Benson County, ND | $73,600 | $97,150 | Kidder County, ND | $73,600 | $97,150 | Slope County, ND | $73,600 | $97,150 | ||
| Billings County, ND | $73,600 | $97,150 | LaMoure County, ND | $73,600 | $97,150 | Stark County, ND | $73,600 | $97,150 | ||
| Bottineau County, ND | $73,600 | $97,150 | Logan County, ND | $73,600 | $97,150 | Steele County, ND | $73,600 | $97,150 | ||
| Bowman County, ND | $73,600 | $97,150 | McHenry County, ND | $73,600 | $97,150 | Stutsman County, ND | $73,600 | $97,150 | ||
| Burke County, ND | $73,600 | $97,150 | McIntosh County, ND | $73,600 | $97,150 | Towner County, ND | $73,600 | $97,150 | ||
| Cavalier County, ND | $73,600 | $97,150 | Oliver County, ND | $73,600 | $97,150 | Traill County, ND | $73,600 | $97,150 | ||
| Dickey County, ND | $73,600 | $97,150 | Pembina County, ND | $73,600 | $97,150 | Walsh County, ND | $73,600 | $97,150 | ||
| Divide County, ND | $73,600 | $97,150 | Pierce County, ND | $73,600 | $97,150 | Ward County, ND | $73,600 | $97,150 | ||
| Dunn County, ND | $73,600 | $97,150 | Ramsey County, ND | $73,600 | $97,150 | Wells County, ND | $73,600 | $97,150 | ||
| Eddy County, ND | $73,600 | $97,150 | Ransom County, ND | $73,600 | $97,150 | Williams County, ND | $73,600 | $97,150 | ||
| Emmons County, ND | $73,600 | $97,150 | Renville County, ND | $73,600 | $97,150 |
-
