Ohio USDA Home Loan
The USDA Home Loan Program offers 100% home financing for those who meet certain income and credit requirements and are financing properties in USDA designated areas. Use the map and tables below to determine your eligibility. Use the contact form to the right to request additional information.
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Ohio USDA Home Loan Location Eligibility
The Ohio USDA Home Loan Program restricts the location of eligible properties. The dark orange areas of the map indicate ineligible locations. The table indicates counties that contain ineligible properties.
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Ohio USDA Home Loan Eligibility
Counties with Ineligible Properties*
| Allen | Cuyahoga | Hancock | Mahoning | Portage | Tuscarawas | |||||
| Ashland | Delaware | Jefferson | Marion | Richland | Union | |||||
| Ashtabula | Erie | Lake | Medina | Ross | Warren | |||||
| Athens | Fairfield | Lawrence | Miami | Scioto | Washington | |||||
| Butler | Franklin | Licking | Montgomery | Stark | Wayne | |||||
| Clark | Greene | Lorain | Muskingum | Summit | Wood | |||||
| Clermont | Hamilton | Lucas | Pickaway | Trumbull |
*If you see your county listed, you may still be eligible. To request additional information, use the contact form on the side of the page.
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Ohio USDA Home Loan Income Eligibility
The Ohio USDA Home Loan Program has income eligibility restrictions. Below are the maximum income limits for USDA Home Loans. Find the area in which you would like to purchase a home. Maximum allowable incomes depend on whether you have a 1-4 or 5-8 person household.
The USDA allows certain deductions to help you qualify. View The USDA Home Loan Applicant Eligibility Page to determine your adjusted income. Or, use the contact form to the right to request additional information.
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| Location | 1 to 4 | 5 to 8 | Location | 1 to 4 | 5 to 8 | Location | 1 to 4 | 5 to 8 | ||
| Akron, OH | $74,750 | $98,650 | Athens County, OH | $73,600 | $97,150 | Marion County, OH | $73,600 | $97,150 | ||
| Canton-Massillon, OH | $73,600 | $97,150 | Auglaize County, OH | $73,600 | $97,150 | Meigs County, OH | $73,600 | $97,150 | ||
| Cincinnati-Middleton, OH-KY-IN | $79,550 | $105,000 | Champaign County, OH | $73,600 | $97,150 | Mercer County, OH | $73,600 | $97,150 | ||
| Brown County, OH | $73,600 | $97,150 | Clinton County, OH | $73,600 | $97,150 | Monroe County, OH | $73,600 | $97,150 | ||
| Cleveland-Elyria-Mentor, OH | $74,550 | $98,400 | Columbiana County, OH | $73,600 | $97,150 | Morgan County, OH | $73,600 | $97,150 | ||
| Columbus, OH | $78,900 | $104,150 | Coshocton County, OH | $73,600 | $97,150 | Muskingum County, OH | $73,600 | $97,150 | ||
| Union County, OH | $88,350 | $116,600 | Crawford County, OH | $73,600 | $97,150 | Noble County, OH | $73,600 | $97,150 | ||
| Dayton, OH | $73,600 | $97,150 | Darke County, OH | $73,600 | $97,150 | Paulding County, OH | $73,600 | $97,150 | ||
| Preble County, OH | $73,600 | $97,150 | Defiance County, OH | $73,600 | $97,150 | Perry County, OH | $73,600 | $97,150 | ||
| Huntington-Ashland, WV-KY-OH | $73,600 | $97,150 | Fayette County, OH | $73,600 | $97,150 | Pike County, OH | $73,600 | $97,150 | ||
| Lima, OH | $73,600 | $97,150 | Gallia County, OH | $73,600 | $97,150 | Putnam County, OH | $75,200 | $99,250 | ||
| Mansfield, OH | $73,600 | $97,150 | Guernsey County, OH | $73,600 | $97,150 | Ross County, OH | $73,600 | $97,150 | ||
| Parkersburg-Marietta-Vienna, WV-OH | $73,600 | $97,150 | Hardin County, OH | $73,600 | $97,150 | Sandusky County, OH | $73,600 | $97,150 | ||
| Sandusky, OH | $73,600 | $97,150 | Harrison County, OH | $73,600 | $97,150 | Scioto County, OH | $73,600 | $97,150 | ||
| Springfield, OH | $73,600 | $97,150 | Henry County, OH | $73,600 | $97,150 | Seneca County, OH | $73,600 | $97,150 | ||
| Toledo, OH | $73,600 | $97,150 | Highland County, OH | $73,600 | $97,150 | Shelby County, OH | $73,600 | $97,150 | ||
| Weirton-Steubenville, WV-OH | $73,600 | $97,150 | Hocking County, OH | $73,600 | $97,150 | Tuscarawas County, OH | $73,600 | $97,150 | ||
| Wheeling, WV-OH | $73,600 | $97,150 | Holmes County, OH | $73,600 | $97,150 | Van Wert County, OH | $73,600 | $97,150 | ||
| Youngstown-Warren-Boardman, OH | $73,600 | $97,150 | Huron County, OH | $73,600 | $97,150 | Vinton County, OH | $73,600 | $97,150 | ||
| Adams County, OH | $73,600 | $97,150 | Jackson County, OH | $73,600 | $97,150 | Wayne County, OH | $73,600 | $97,150 | ||
| Ashland County, OH | $73,600 | $97,150 | Knox County, OH | $73,600 | $97,150 | Williams County, OH | $73,600 | $97,150 | ||
| Ashtabula County, OH | $73,600 | $97,150 | Logan County, OH | $73,600 | $97,150 | Wyandot County, OH | $73,600 | $97,150 |
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