Oklahoma USDA Home Loan
The USDA Home Loan Program offers 100% home financing for those who meet certain income and credit requirements and are financing properties in USDA designated areas. Use the map and tables below to determine your eligibility. Use the contact form to the right to request additional information.
-
Oklahoma USDA Home Loan Location Eligibility
The Oklahoma USDA Home Loan Program restricts the location of eligible properties. The dark orange areas of the map indicate ineligible locations. The table indicates counties that contain ineligible properties.
-
Oklahoma USDA Home Loan Eligibility
Counties with Ineligible Properties*
| Canadian | Comanche | Jackson | Oklahoma | Pottawatomie | Tulsa | |||||
| Carter | Creek | Kay | Osage | Rogers | Wagoner | |||||
| Cleveland | Garfield | Muskogee | Payne | Stephens | Washington | |||||
*If you see your county listed, you may still be eligible. To request additional information, use the contact form on the side of the page.
-
-
-
-
Oklahoma USDA Home Loan Income Eligibility
The Oklahoma USDA Home Loan Program has income eligibility restrictions. Below are the maximum income limits for USDA Home Loans. Find the area in which you would like to purchase a home. Maximum allowable incomes depend on whether you have a 1-4 or 5-8 person household.
The USDA allows certain deductions to help you qualify. View The USDA Home Loan Applicant Eligibility Page to determine your adjusted income. Or, use the contact form to the right to request additional information.
-
| Location | 1 to 4 | 5 to 8 | Location | 1 to 4 | 5 to 8 | Location | 1 to 4 | 5 to 8 | ||
| Fort Smith, AR-OK | $73,600 | $97,150 | Craig County, OK | $73,600 | $97,150 | Major County, OK | $73,600 | $97,150 | ||
| Le Flore County, OK | $73,600 | $97,150 | Custer County, OK | $73,600 | $97,150 | Marshall County, OK | $73,600 | $97,150 | ||
| Lawton, OK | $73,600 | $97,150 | Delaware County, OK | $73,600 | $97,150 | Mayes County, OK | $73,600 | $97,150 | ||
| Oklahoma City, OK | $73,600 | $97,150 | Dewey County, OK | $73,600 | $97,150 | Murray County, OK | $73,600 | $97,150 | ||
| Grady County, OK | $73,600 | $97,150 | Ellis County, OK | $73,600 | $97,150 | Muskogee County, OK | $73,600 | $97,150 | ||
| Lincoln County, OK | $73,600 | $97,150 | Garfield County, OK | $73,600 | $97,150 | Noble County, OK | $73,600 | $97,150 | ||
| Tulsa, OK | $73,600 | $97,150 | Garvin County, OK | $73,600 | $97,150 | Nowata County, OK | $73,600 | $97,150 | ||
| Okmulgee County, OK | $73,600 | $97,150 | Grant County, OK | $73,600 | $97,150 | Okfuskee County, OK | $73,600 | $97,150 | ||
| Pawnee County, OK | $73,600 | $97,150 | Greer County, OK | $73,600 | $97,150 | Ottawa County, OK | $73,600 | $97,150 | ||
| Adair County, OK | $73,600 | $97,150 | Harmon County, OK | $73,600 | $97,150 | Payne County, OK | $73,600 | $97,150 | ||
| Alfalfa County, OK | $73,600 | $97,150 | Harper County, OK | $73,600 | $97,150 | Pittsburg County, OK | $73,600 | $97,150 | ||
| Atoka County, OK | $73,600 | $97,150 | Haskell County, OK | $73,600 | $97,150 | Pontotoc County, OK | $73,600 | $97,150 | ||
| Beaver County, OK | $73,600 | $97,150 | Hughes County, OK | $73,600 | $97,150 | Pottawatomie County, OK | $73,600 | $97,150 | ||
| Beckham County, OK | $73,600 | $97,150 | Jackson County, OK | $73,600 | $97,150 | Pushmataha County, OK | $73,600 | $97,150 | ||
| Blaine County, OK | $73,600 | $97,150 | Jefferson County, OK | $73,600 | $97,150 | Roger Mills County, OK | $73,600 | $97,150 | ||
| Bryan County, OK | $73,600 | $97,150 | Johnston County, OK | $73,600 | $97,150 | Seminole County, OK | $73,600 | $97,150 | ||
| Caddo County, OK | $73,600 | $97,150 | Kay County, OK | $73,600 | $97,150 | Stephens County, OK | $73,600 | $97,150 | ||
| Carter County, OK | $73,600 | $97,150 | Kingfisher County, OK | $73,600 | $97,150 | Texas County, OK | $73,600 | $97,150 | ||
| Cherokee County, OK | $73,600 | $97,150 | Kiowa County, OK | $73,600 | $97,150 | Tillman County, OK | $73,600 | $97,150 | ||
| Choctaw County, OK | $73,600 | $97,150 | Latimer County, OK | $73,600 | $97,150 | Washington County, OK | $73,600 | $97,150 | ||
| Cimarron County, OK | $73,600 | $97,150 | Love County, OK | $73,600 | $97,150 | Washita County, OK | $73,600 | $97,150 | ||
| Coal County, OK | $73,600 | $97,150 | McCurtain County, OK | $73,600 | $97,150 | Woods County, OK | $73,600 | $97,150 | ||
| Cotton County, OK | $73,600 | $97,150 | McIntosh County, OK | $73,600 | $97,150 | Woodward County, OK | $73,600 | $97,150 |
-
