South Dakota USDA Home Loan
The USDA Home Loan Program offers 100% home financing for those who meet certain income and credit requirements and are financing properties in USDA designated areas. Use the map and tables below to determine your eligibility. Use the contact form to the right to request additional information.
-
South Dakota USDA Home Loan Location Eligibility
The South Dakota USDA Home Loan Program restricts the location of eligible properties. The dark orange areas of the map indicate ineligible locations. The table indicates counties that contain ineligible properties.
-
South Dakota USDA Home Loan Eligibility
Counties with Ineligible Properties*
| Lincoln | Minnehaha | Pennington |
*If you see your county listed, you may still be eligible. To request additional information, use the contact form on the side of the page.
-
-
-
-
-
South Dakota USDA Home Loan Income Eligibility
The South Dakota USDA Home Loan Program has income eligibility restrictions. Below are the maximum income limits for USDA Home Loans. Find the area in which you would like to purchase a home. Maximum allowable incomes depend on whether you have a 1-4 or 5-8 person household.
The USDA allows certain deductions to help you qualify. View The USDA Home Loan Applicant Eligibility Page to determine your adjusted income. Or, use the contact form to the right to request additional information.
-
| Location | 1 to 4 | 5 to 8 | Location | 1 to 4 | 5 to 8 | Location | 1 to 4 | 5 to 8 | ||
| Rapid City, SD | $73,600 | $97,150 | Day County, SD | $73,600 | $97,150 | Lake County, SD | $73,600 | $97,150 | ||
| Meade County, SD | $73,600 | $97,150 | Deuel County, SD | $73,600 | $97,150 | Lawrence County, SD | $73,600 | $97,150 | ||
| Union County, SD | $73,600 | $97,150 | Dewey County, SD | $73,600 | $97,150 | Lyman County, SD | $73,600 | $97,150 | ||
| Sioux Falls, SD | $76,600 | $101,100 | Douglas County, SD | $73,600 | $97,150 | McPherson County, SD | $73,600 | $97,150 | ||
| Aurora County, SD | $73,600 | $97,150 | Edmunds County, SD | $73,600 | $97,150 | Marshall County, SD | $73,600 | $97,150 | ||
| Beadle County, SD | $73,600 | $97,150 | Fall River County, SD | $73,600 | $97,150 | Mellette County, SD | $73,600 | $97,150 | ||
| Bennett County, SD | $73,600 | $97,150 | Faulk County, SD | $73,600 | $97,150 | Miner County, SD | $73,600 | $97,150 | ||
| Bon Homme County, SD | $73,600 | $97,150 | Grant County, SD | $73,600 | $97,150 | Moody County, SD | $73,600 | $97,150 | ||
| Brookings County, SD | $74,600 | $98,450 | Gregory County, SD | $73,600 | $97,150 | Perkins County, SD | $73,600 | $97,150 | ||
| Brown County, SD | $73,600 | $97,150 | Haakon County, SD | $73,600 | $97,150 | Potter County, SD | $73,600 | $97,150 | ||
| Brule County, SD | $73,600 | $97,150 | Hamlin County, SD | $73,600 | $97,150 | Roberts County, SD | $73,600 | $97,150 | ||
| Buffalo County, SD | $73,600 | $97,150 | Hand County, SD | $73,600 | $97,150 | Sanborn County, SD | $73,600 | $97,150 | ||
| Butte County, SD | $73,600 | $97,150 | Hanson County, SD | $73,600 | $97,150 | Shannon County, SD | $73,600 | $97,150 | ||
| Campbell County, SD | $73,600 | $97,150 | Harding County, SD | $73,600 | $97,150 | Spink County, SD | $73,600 | $97,150 | ||
| Charles Mix County, SD | $73,600 | $97,150 | Hughes County, SD | $78,400 | $103,500 | Stanley County, SD | $73,600 | $97,150 | ||
| Clark County, SD | $73,600 | $97,150 | Hutchinson County, SD | $73,600 | $97,150 | Sully County, SD | $73,600 | $97,150 | ||
| Clay County, SD | $73,600 | $97,150 | Hyde County, SD | $73,600 | $97,150 | Todd County, SD | $73,600 | $97,150 | ||
| Codington County, SD | $73,600 | $97,150 | Jackson County, SD | $73,600 | $97,150 | Tripp County, SD | $73,600 | $97,150 | ||
| Corson County, SD | $73,600 | $97,150 | Jerauld County, SD | $73,600 | $97,150 | Walworth County, SD | $73,600 | $97,150 | ||
| Custer County, SD | $73,600 | $97,150 | Jones County, SD | $73,600 | $97,150 | Yankton County, SD | $73,600 | $97,150 | ||
| Davison County, SD | $73,600 | $97,150 | Kingsbury County, SD | $73,600 | $97,150 | Ziebach County, SD | $73,600 | $97,150 |
-
