Texas USDA Home Loan
The USDA Home Loan Program offers 100% home financing for those who meet certain income and credit requirements and are financing properties in USDA designated areas. Use the map and tables below to determine your eligibility. Use the contact form to the right to request additional information.
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Texas USDA Home Loan Location Eligibility
The Texas USDA Home Loan Program restricts the location of eligible properties. The dark orange areas of the map indicate ineligible locations. The table indicates counties that contain ineligible properties.
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Texas USDA Home Loan Eligibility
Counties with Ineligible Properties*
| Angelina | Collin | Grayson | Jones | Nueces | Taylor | |||||
| Archer | Comal | Gregg | Kaufman | Orange | Tom Green | |||||
| Bell | Coryell | Guadalupe | Kleberg | Parker | Travis | |||||
| Bexar | Dallas | Harris | Lamar | Potter | Val Verde | |||||
| Bowie | Denton | Harrison | Lubbock | Randall | Victoria | |||||
| Brazoria | Ector | Hays | McLennan | Rockwall | Walker | |||||
| Brazos | Ellis | Hidalgo | Midland | San Patricio | Webb | |||||
| Caldwell | El Paso | Hunt | Montgomery | Smith | Wichita | |||||
| Cameron | Fort Bend | Jefferson | Nacogdoches | Tarrant | Williamson | |||||
| Clay | Galveston | Johnson | Navarro |
*If you see your county listed, you may still be eligible. To request additional information, use the contact form on the side of the page.
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Texas USDA Home Loan Income Eligibility
The Texas USDA Home Loan Program has income eligibility restrictions. Below are the maximum income limits for USDA Home Loans. Find the area in which you would like to purchase a home. Maximum allowable incomes depend on whether you have a 1-4 or 5-8 person household.
The USDA allows certain deductions to help you qualify. View The USDA Home Loan Applicant Eligibility Page to determine your adjusted income. Or, use the contact form to the right to request additional information.
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| Location | 1 to 4 | 5 to 8 | Location | 1 to 4 | 5 to 8 | Location | 1 to 4 | 5 to 8 | ||
| Abilene, TX | $73,600 | $97,150 | DeWitt County, TX | $73,600 | $97,150 | Marion County, TX | $73,600 | $97,150 | ||
| Amarillo, TX | $73,600 | $97,150 | Dickens County, TX | $73,600 | $97,150 | Martin County, TX | $73,600 | $97,150 | ||
| Carson County, TX | $73,600 | $97,150 | Dimmit County, TX | $73,600 | $97,150 | Mason County, TX | $73,600 | $97,150 | ||
| Austin-Round Rock, TX | $84,300 | $111,300 | Donley County, TX | $73,600 | $97,150 | Matagorda County, TX | $73,600 | $97,150 | ||
| Beaumont-Port Arthur, TX | $73,600 | $97,150 | Duval County, TX | $73,600 | $97,150 | Maverick County, TX | $73,600 | $97,150 | ||
| Brownsville-Harlingen, TX | $73,600 | $97,150 | Eastland County, TX | $73,600 | $97,150 | Menard County, TX | $73,600 | $97,150 | ||
| College Station-Bryan, TX | $73,600 | $97,150 | Edwards County, TX | $73,600 | $97,150 | Milam County, TX | $73,600 | $97,150 | ||
| Corpus Christi, TX | $73,600 | $97,150 | Erath County, TX | $73,600 | $97,150 | Mills County, TX | $73,600 | $97,150 | ||
| Aransas County, TX | $73,600 | $97,150 | Falls County, TX | $73,600 | $97,150 | Mitchell County, TX | $73,600 | $97,150 | ||
| Dallas, TX | $77,750 | $102,650 | Fannin County, TX | $73,600 | $97,150 | Montague County, TX | $73,600 | $97,150 | ||
| Fort Worth-Arlington, TX | $75,900 | $100,200 | Fayette County, TX | $73,600 | $97,150 | Moore County, TX | $73,600 | $97,150 | ||
| Wise County, TX | $73,600 | $97,150 | Fisher County, TX | $73,600 | $97,150 | Morris County, TX | $73,600 | $97,150 | ||
| El Paso, TX | $73,600 | $97,150 | Floyd County, TX | $73,600 | $97,150 | Motley County, TX | $73,600 | $97,150 | ||
| Houston-Baytown-Sugar Land, TX | $73,600 | $97,150 | Foard County, TX | $73,600 | $97,150 | Nacogdoches County, TX | $73,600 | $97,150 | ||
| Brazoria County, TX | $82,100 | $108,350 | Franklin County, TX | $73,600 | $97,150 | Navarro County, TX | $73,600 | $97,150 | ||
| Austin County, TX | $73,600 | $97,150 | Freestone County, TX | $73,600 | $97,150 | Newton County, TX | $73,600 | $97,150 | ||
| Killeen-Temple-Fort Hood, TX | $73,600 | $97,150 | Frio County, TX | $73,600 | $97,150 | Nolan County, TX | $73,600 | $97,150 | ||
| Lampasas County, TX | $73,600 | $97,150 | Gaines County, TX | $73,600 | $97,150 | Ochiltree County, TX | $73,600 | $97,150 | ||
| Laredo, TX | $73,600 | $97,150 | Garza County, TX | $73,600 | $97,150 | Oldham County, TX | $73,600 | $97,150 | ||
| Longview, TX | $73,600 | $97,150 | Gillespie County, TX | $73,600 | $97,150 | Palo Pinto County, TX | $73,600 | $97,150 | ||
| Rusk County, TX | $73,600 | $97,150 | Glasscock County, TX | $73,600 | $97,150 | Panola County, TX | $73,600 | $97,150 | ||
| Lubbock, TX | $73,600 | $97,150 | Gonzales County, TX | $73,600 | $97,150 | Parmer County, TX | $73,600 | $97,150 | ||
| McAllen-Edinburg-Mission, TX | $73,600 | $97,150 | Gray County, TX | $73,600 | $97,150 | Pecos County, TX | $73,600 | $97,150 | ||
| Midland, TX | $73,600 | $97,150 | Grimes County, TX | $73,600 | $97,150 | Polk County, TX | $73,600 | $97,150 | ||
| Odessa, TX | $73,600 | $97,150 | Hale County, TX | $73,600 | $97,150 | Presidio County, TX | $73,600 | $97,150 | ||
| San Angelo, TX | $73,600 | $97,150 | Hall County, TX | $73,600 | $97,150 | Rains County, TX | $73,600 | $97,150 | ||
| Irion County, TX | $73,600 | $97,150 | Hamilton County, TX | $73,600 | $97,150 | Reagan County, TX | $73,600 | $97,150 | ||
| San Antonio, TX | $73,600 | $97,150 | Hansford County, TX | $73,600 | $97,150 | Real County, TX | $73,600 | $97,150 | ||
| Atascosa County, TX | $73,600 | $97,150 | Hardeman County, TX | $73,600 | $97,150 | Red River County, TX | $73,600 | $97,150 | ||
| Kendall County, TX | $85,800 | $113,250 | Harrison County, TX | $73,600 | $97,150 | Reeves County, TX | $73,600 | $97,150 | ||
| Medina County, TX | $73,600 | $97,150 | Hartley County, TX | $76,250 | $100,650 | Refugio County, TX | $73,600 | $97,150 | ||
| Sherman-Denison, TX | $73,600 | $97,150 | Haskell County, TX | $73,600 | $97,150 | Roberts County, TX | $73,600 | $97,150 | ||
| Texarkana, TX-Texarkana, AR | $73,600 | $97,150 | Hemphill County, TX | $73,600 | $97,150 | Runnels County, TX | $73,600 | $97,150 | ||
| Tyler, TX | $73,600 | $97,150 | Henderson County, TX | $73,600 | $97,150 | Sabine County, TX | $73,600 | $97,150 | ||
| Victoria, TX | $73,600 | $97,150 | Hill County, TX | $73,600 | $97,150 | San Augustine County, TX | $73,600 | $97,150 | ||
| Calhoun County, TX | $73,600 | $97,150 | Hockley County, TX | $73,600 | $97,150 | San Saba County, TX | $73,600 | $97,150 | ||
| Waco, TX | $73,600 | $97,150 | Hood County, TX | $73,600 | $97,150 | Schleicher County, TX | $73,600 | $97,150 | ||
| Wichita Falls, TX | $73,600 | $97,150 | Hopkins County, TX | $73,600 | $97,150 | Scurry County, TX | $73,600 | $97,150 | ||
| Anderson County, TX | $73,600 | $97,150 | Houston County, TX | $73,600 | $97,150 | Shackelford County, TX | $73,600 | $97,150 | ||
| Andrews County, TX | $73,600 | $97,150 | Howard County, TX | $73,600 | $97,150 | Shelby County, TX | $73,600 | $97,150 | ||
| Angelina County, TX | $73,600 | $97,150 | Hudspeth County, TX | $73,600 | $97,150 | Sherman County, TX | $73,600 | $97,150 | ||
| Bailey County, TX | $73,600 | $97,150 | Hutchinson County, TX | $73,600 | $97,150 | Somervell County, TX | $73,600 | $97,150 | ||
| Baylor County, TX | $73,600 | $97,150 | Jack County, TX | $73,600 | $97,150 | Starr County, TX | $73,600 | $97,150 | ||
| Bee County, TX | $73,600 | $97,150 | Jackson County, TX | $73,600 | $97,150 | Stephens County, TX | $73,600 | $97,150 | ||
| Blanco County, TX | $73,600 | $97,150 | Jasper County, TX | $73,600 | $97,150 | Sterling County, TX | $73,600 | $97,150 | ||
| Borden County, TX | $73,600 | $97,150 | Jeff Davis County, TX | $73,600 | $97,150 | Stonewall County, TX | $73,600 | $97,150 | ||
| Bosque County, TX | $73,600 | $97,150 | Jim Hogg County, TX | $73,600 | $97,150 | Sutton County, TX | $73,600 | $97,150 | ||
| Brewster County, TX | $73,600 | $97,150 | Jim Wells County, TX | $73,600 | $97,150 | Swisher County, TX | $73,600 | $97,150 | ||
| Briscoe County, TX | $73,600 | $97,150 | Karnes County, TX | $73,600 | $97,150 | Terrell County, TX | $73,600 | $97,150 | ||
| Brooks County, TX | $73,600 | $97,150 | Kenedy County, TX | $73,600 | $97,150 | Terry County, TX | $73,600 | $97,150 | ||
| Brown County, TX | $73,600 | $97,150 | Kent County, TX | $73,600 | $97,150 | Throckmorton County, TX | $73,600 | $97,150 | ||
| Burnet County, TX | $73,600 | $97,150 | Kerr County, TX | $73,600 | $97,150 | Titus County, TX | $73,600 | $97,150 | ||
| Camp County, TX | $73,600 | $97,150 | Kimble County, TX | $73,600 | $97,150 | Trinity County, TX | $73,600 | $97,150 | ||
| Cass County, TX | $73,600 | $97,150 | King County, TX | $73,600 | $97,150 | Tyler County, TX | $73,600 | $97,150 | ||
| Castro County, TX | $73,600 | $97,150 | Kinney County, TX | $73,600 | $97,150 | Upton County, TX | $73,600 | $97,150 | ||
| Cherokee County, TX | $73,600 | $97,150 | Kleberg County, TX | $73,600 | $97,150 | Uvalde County, TX | $73,600 | $97,150 | ||
| Childress County, TX | $73,600 | $97,150 | Knox County, TX | $73,600 | $97,150 | Val Verde County, TX | $73,600 | $97,150 | ||
| Cochran County, TX | $73,600 | $97,150 | Lamar County, TX | $73,600 | $97,150 | Van Zandt County, TX | $73,600 | $97,150 | ||
| Coke County, TX | $73,600 | $97,150 | Lamb County, TX | $73,600 | $97,150 | Walker County, TX | $73,600 | $97,150 | ||
| Coleman County, TX | $73,600 | $97,150 | La Salle County, TX | $73,600 | $97,150 | Ward County, TX | $73,600 | $97,150 | ||
| Collingsworth County, TX | $73,600 | $97,150 | Lavaca County, TX | $73,600 | $97,150 | Washington County, TX | $73,600 | $97,150 | ||
| Colorado County, TX | $73,600 | $97,150 | Lee County, TX | $73,600 | $97,150 | Wharton County, TX | $73,600 | $97,150 | ||
| Comanche County, TX | $73,600 | $97,150 | Leon County, TX | $73,600 | $97,150 | Wheeler County, TX | $73,600 | $97,150 | ||
| Concho County, TX | $73,600 | $97,150 | Limestone County, TX | $73,600 | $97,150 | Wilbarger County, TX | $73,600 | $97,150 | ||
| Cooke County, TX | $73,600 | $97,150 | Lipscomb County, TX | $73,600 | $97,150 | Willacy County, TX | $73,600 | $97,150 | ||
| Cottle County, TX | $73,600 | $97,150 | Live Oak County, TX | $73,600 | $97,150 | Winkler County, TX | $73,600 | $97,150 | ||
| Crane County, TX | $73,600 | $97,150 | Llano County, TX | $73,600 | $97,150 | Wood County, TX | $73,600 | $97,150 | ||
| Crockett County, TX | $73,600 | $97,150 | Loving County, TX | $76,700 | $101,250 | Yoakum County, TX | $73,600 | $97,150 | ||
| Culberson County, TX | $73,600 | $97,150 | Lynn County, TX | $73,600 | $97,150 | Young County, TX | $73,600 | $97,150 | ||
| Dallam County, TX | $73,600 | $97,150 | McCulloch County, TX | $73,600 | $97,150 | Zapata County, TX | $73,600 | $97,150 | ||
| Dawson County, TX | $73,600 | $97,150 | McMullen County, TX | $73,600 | $97,150 | Zavala County, TX | $73,600 | $97,150 | ||
| Deaf Smith County, TX | $73,600 | $97,150 | Madison County, TX | $73,600 | $97,150 |
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