Utah USDA Home Loan

The USDA Home Loan Program offers 100% home financing for those who meet certain income and credit requirements and are financing properties in USDA designated areas.  Use the map and tables below to determine your eligibility.   Use the contact form to the right to request additional information.

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Utah USDA Home Loan Location Eligibility

The Utah USDA Home Loan Program restricts the location of eligible properties.  The dark orange areas of the map indicate ineligible locations.  The table indicates counties that contain ineligible properties.

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Utah USDA Home Loan Eligibility

Utah USDA Home Loan Eligibility

Counties with Ineligible Properties*


Cache Davis Salt Lake Utah Washington Weber

*If you see your county listed, you may still be eligible.   To request additional information, use the contact form on the side of the page.

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Utah USDA Home Loan Income Eligibility

The Utah USDA Home Loan Program has income eligibility restrictions.  Below are the maximum income limits for USDA Home Loans.  Find the area in which you would like to purchase a home.  Maximum allowable incomes depend on whether you have a 1-4 or 5-8 person household.

The USDA allows certain deductions to help you qualify.  View The USDA Home Loan Applicant Eligibility Page to determine your adjusted income.  Or, use the contact form to the right to request additional information.

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Location 1 to 4 5 to 8 Location 1 to 4 5 to 8 Location 1 to 4 5 to 8
Logan, UT-ID $73,600 $97,150 Carbon County, UT $73,600 $97,150 Piute County, UT $73,600 $97,150
Ogden-Clearfield, UT $78,800 $104,000 Daggett County, UT $73,600 $97,150 Rich County, UT $73,600 $97,150
Provo-Orem, UT $73,600 $97,150 Duchesne County, UT $73,600 $97,150 San Juan County, UT $73,600 $97,150
St. George, UT $73,600 $97,150 Emery County, UT $73,600 $97,150 Sanpete County, UT $73,600 $97,150
Salt Lake City, UT $78,000 $102,950 Garfield County, UT $73,600 $97,150 Sevier County, UT $73,600 $97,150
Summit County, UT $92,000 $121,450 Grand County, UT $73,600 $97,150 Uintah County, UT $73,600 $97,150
Tooele County, UT $74,400 $98,200 Iron County, UT $73,600 $97,150 Wasatch County, UT $75,350 $99,450
Beaver County, UT $73,600 $97,150 Kane County, UT $73,600 $97,150 Wayne County, UT $73,600 $97,150
Box Elder County, UT $73,600 $97,150 Millard County, UT $73,600 $97,150

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